What does FSA cover for pregnancy?
Asked by: Mr. Jaquan Trantow DDS | Last update: July 8, 2025Score: 4.9/5 (35 votes)
Can I use FSA to pay for baby formula?
Baby formula for general use is not eligible. Your administrator may only reimburse the difference in the cost of special baby formula to treat a medical condition from regular baby formula.
Does FSA cover labor and delivery?
All expenses related to the birth of a child are eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Expenses for the child may be eligible as well, provided that they are added as a dependent on the plan.
Can I use FSA for prenatal vitamins?
Prenatal vitamins are FSA/HSA eligible because they help prevent birth defects and support fetal development, while glucosamine/chondroitin supplements also qualify as an eligible expense to treat joint conditions such as arthritis, which is a specific medical condition.
Can you use FSA to buy a stroller?
Unfortunately, strollers aren't considered essential medical equipment, so they are generally not eligible for purchase using HSA or FSA funds.
What is an FSA (Flexible Spending Account?)
Is FSA worth it for pregnancy?
How an FSA can help new moms. Women who are pregnant or trying to become pregnant can save money on essential supplies by contributing to an FSA. Before pregnancy, an FSA can be used to buy fertility kits, pregnancy tests and sperm test kits.
Is baby car seat FSA eligible?
Car Seats: FSA Eligibility
Car seats are not eligible for reimbursement with a flexible spending account (FSA), limited-purpose flexible spending account (LPFSA), dependent care flexible spending account (DCFSA), health savings account (HSA) or a health reimbursement arrangement (HRA).
Are tampons FSA eligible?
Feminine hygiene products: Pads, liners, and tampons all qualify as FSA-eligible expenses. The end of the year is a good chance to stock up if you need to. Pain relievers: Over-the-counter pain medications such as Aleve, Tylenol, and generic versions of the drugs are available for purchase through FSA funds.
Can I use FSA for prenatal massage?
While prenatal massage is generally considered safe, if you have questions about whether it's safe for you, talk with your healthcare provider. Use your HSA or FSA to pay for prenatal massage.
Is deodorant FSA eligible?
For example, daily care products, like Vaseline, toothpaste, and deodorant, are not FSA-eligible expenses. Gym memberships and health insurance premiums aren't eligible either. It's possible that you may accidentally purchase a nonqualifying expense with your FSA funds.
Can FSA pay for gym membership?
Gym memberships. While some companies and private insurers may offer discounts on gym memberships, you generally can't use your FSA or HSA account to pay for gym or health club memberships. An exception to that rule would be if your doctor deems fitness medically necessary for your recovery or treatment.
Are maternity bras covered by FSA?
That said, an orthopedic neck support pillow might be comforting for new moms during some of those late nights and early mornings. Nursing bras, tops, covers, or other apparel – Nursing bras, shirts, and other apparel do not qualify as FSA eligible expenses, with one exception: hands-free bras used for pumping.
What happens if I use my FSA incorrectly?
If the Benefits Card is accidentally or intentionally utilized for ineligible expenses, you are responsible for reimbursing your account. You will be notified if you have an ineligible expense and your Benefits Card may be deactivated until your account is reimbursed.
Does FSA cover diapers?
Regular diapers for newborns and infants are not FSA eligible because they do not treat a medical condition, but rather aid a healthy function of the body. There are some ways to save, however, including sales, coupons, buying in bulk or joining rewards programs.
Can I pay my babysitter with my FSA?
Yes! You can include expenses paid to a babysitter if the services are necessary for you and your spouse, if married, to work, look for work, or attend school full-time. However, your dependent care costs are not eligible if you did not find a job and have no earned income for the year.
Is sunscreen FSA eligible?
You can use your flexible spending account (FSA) to buy broad-spectrum sunscreens with a minimum SPF of 15 using pretax dollars. A variety of items that offer sun protection, including lip balms, lotions, and moisturizers, might also qualify for these funds. Many FSA plans offer debit cards to make using funds easier.
Does FSA cover ultrasounds?
Ultrasound reimbursement is eligible with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Ultrasound is not eligible for reimbursement with a limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).
Can you buy Prenatals with FSA?
Which Needed Products are covered by FSA/HSA? Of course, we always recommend reviewing your individual plan, but according to the IRS, Needed's Prenatal Multi is eligible for coverage. Our Omega-3, Collagen Protein, Iron, and Pre/Probiotic may also be eligible.
Can you use FSA for Peloton?
Yes. You can pay with a credit or debit card through Truemed and submit a reimbursement request to your HSA/FSA plan administrator for up to the amount you have available in your HSA/FSA account.
Are condoms covered by FSA?
Condoms are eligible for reimbursement with flexible spending accounts (FSA), health savings accounts (HSA), and health reimbursement accounts (HRA). They are not eligible for reimbursement with dependent care flexible spending accounts and limited-purpose flexible spending accounts (LPFSA).
Is Tylenol FSA eligible?
Can I buy OTC medicine such as Tylenol and Tums with my FSA or HSA? Yes. You can buy OTC medicine such as Tylenol and Tums with your FSA or HSA.
Can I buy a toothbrush with my FSA?
Brush-Up on FSAs and HSAs
However, current law does not recognize certain oral healthcare products — such as manual toothbrushes, electric toothbrushes, water flossers, mouthwash, or OTC anti-cavity toothpaste — as “qualified medical expenses.”
Is a gym membership FSA eligible?
The Internal Revenue Service (IRS) usually doesn't allow funds from an FSA to pay for membership dues at health clubs or gyms. However, the IRS allows FSA funds to be used for paying separate fees charged at health clinics or physical therapy centers for specific activities prescribed by doctors for an individual.
What to buy for a baby with FSA?
- Prenatal Vitamins Nature Made Prenatal with Folic Acid + DHA. ...
- Anti-Nausea Bands Frida Mom Nausea Bands. ...
- Wearable Breast Pumps Willow Go Breast Pump. ...
- Electric Breast Pumps Spectra S1 Plus Portable & Rechargeable Hospital Strength Pump.
Does FSA cover Aquaphor?
Ointments. Healing ointments, such as Aquaphor's healing ointment, or intensive healing lotion to treat eczema are now eligible without a prescription.