What food can I buy with my UnitedHealthcare OTC card?

Asked by: Barrett Mayer  |  Last update: June 16, 2025
Score: 4.1/5 (72 votes)

You can use your Healthy Food Card to buy some of the following:
  • Frozen Meals or Produce.
  • Fresh Salad Kits.
  • Dairy Products.
  • Fresh and Canned Vegetables and Fruits.
  • Meat and Seafood.
  • Kitchen Staples such as sugar, spices, and flour.
  • Soups.
  • Bottled Water.

What food can you get with a UnitedHealthcare OTC card?

What foods can I buy with my card?
  • Fresh fruits & vegetables.
  • Canned fruits & vegetables.
  • Frozen produce & meals.
  • Fresh salad kits.
  • Dairy products.
  • Meat & seafood.

What foods are covered by an OTC card?

Examples of approved food items are fruits, vegetables, meats, poultry, seafood, eggs, dairy, rice, pasta, beans, and much more.

How to use UnitedHealthcare UCard for groceries?

To shop online, visit the UCard Hub by signing in to your member site or opening the UnitedHealthcare app. There, it's easy to search for covered products by category, brand or price. Choose the products you'd like, then follow the prompts to complete your purchases using your credit.

Can I use my OTC card at Walmart for food?

OTC Food Benefit Card

You can use this card at the following participating retailers: CVS, Walgreens, Family Dollar, Dollar General, and Walmart. You will a receive gray colored OTC card, similar to the example shown, with a maximum $20 monthly limit for purchasing the approved food items items.

I used my United Healthcare Ucard to purchase groceries| Family of two grocery haul 2023 #otc

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What does the UnitedHealthcare UCard pay for?

The UCard® gives you access to credit to help pay for healthy food, OTC products and utilities such as gas and electric. I have it and love it I got 290 a month it help me so much pay my electric bills and food, Internet.

What can you not buy with UnitedHealthcare UCard?

Rewards cannot be used to purchase Medicare-covered items or services, including medical or prescription drug out-of-pocket costs, or alcohol, tobacco or firearms. Tip: When shopping in-store, use the product scanner in the UnitedHealthcare app to find out if a product is covered.

Can I buy toilet paper with my OTC card?

OTC items are not eligible if they are normally used for general health, are not used to treat a medical condition (e.g. lotion, shampoo (except for products used to treat dandruff), toilet paper, lip balm) or are cosmetic in nature (e.g. teeth whitening products, wrinkle reducers).

Does United Healthcare have a food allowance?

The healthy food benefit is a special supplemental benefit only available to chronically ill enrollees with a qualifying condition, such as high blood pressure, high cholesterol, chronic and disabling mental health conditions, diabetes and/or cardiovascular disorders, and who also meet all applicable plan coverage ...

What does an OTC card not cover?

What does the OTC card not cover? A Medicare plan with an OTC allowance typically does not cover prescription medications, alcohol, tobacco products, cosmetics or items for general household use. Additionally, it usually cannot be used to purchase gift cards or pay for services such as doctor visits and lab tests.

Can I buy cereal on my OTC card?

Choose from thousands of covered groceries including fruits and vegetables, fish, poultry, meat and seafood, dairy products, beans, bread, cereals, pasta and more. Shop at thousands of participating stores including national chains like Walmart, Walgreens, CVS and Kroger or at neighborhood stores near you.

How do I know what I can buy with my OTC card?

OTC card eligible items often include health and wellness products, such as cough and cold remedies, vitamins, medical equipment and more. If an item is eligible, the cost of the item is subtracted from an OTC card's available balance at checkout.

What grocery stores accept the UnitedHealthcare card?

A UnitedHealthcare healthy food card (UCard) can be used at participating stores including major retailers like:
  • Walmart.
  • Walgreens.
  • CVS.
  • Kroger.
  • Publix.
  • HEB.
  • Family Dollar.
  • Dollar General.

Why won't my healthy benefits card work at Walmart?

The benefits card has been used before the 24-hour waiting period after activation is over. The participant has insufficient funds in the benefit account to cover the expense. Non-eligible expenses have been included at the point of sale. (Retry the transaction with the eligible expense only.)

Can I pay my water bill with my UCard?

To pay eligible utilities with UCard benefits, customers must call the UnitedHealthcare member services number on the back of their UCard to request payment of their utility bill. Any approved payments will be processed by UnitedHealthcare and sent to eligible utilities on your behalf.

Can I get laundry detergent with my OTC card?

You can also get everyday items like laundry detergent, soap and toothbrushes.

What products can I buy with my UnitedHealthcare OTC card?

What can you buy with your credit?
  • Buy healthy foods like fruits and vegetables, meat, seafood, dairy products and water.
  • Choose from thousands of OTC products, like toothpaste, first aid necessities, cough drops, bladder control pads and more.
  • Pay utility bills like electricity, gas, water and internet.

Is shampoo an OTC item?

Examples of OTC drug products include, sunscreen, antidandruff shampoo, acne care, and hand sanitizer. These designations are not mutually exclusive as a product can be both cosmetic and OTC when it has two or more intended uses. For example, an anti-dandruff shampoo will claim to both cleanse hair and treat dandruff.

Can I buy shampoo and conditioner with an OTC card?

OTC items are not eligible for reimbursement if they are normally used for general health, are not used to treat a medical condition (e.g. toothpaste, mouthwash, lotion, shampoo) or are cosmetic in nature (e.g. teeth whitening products, wrinkle reducers). See additional examples in the OTC Chart.

Can I withdraw cash from my UCard?

The UCard Debit Account differs from bank-issued debit accounts in that: it can only be used to make on-campus purchases. you cannot withdraw funds from it - funds must either be spent down, or the account must be closed.

What can I buy at Dollar General with my U card?

Dollar General customers can now purchase food, produce, over-the-counter medicines and additional wellness products in more than 20,000 stores across the country using health supplemental benefits.

Can I use my UnitedHealthcare UCard for gas?

The UCard® gives you access to credit to help pay for healthy food, OTC products and utilities such as gas and electric.

Can I buy clothes with my UCard?

With the UCard, you will be able to:

buy over-the-counter products. spend your earned rewards on eligible items like gifts, clothing, and more. go to the gym.

What groceries can I buy with my healthy Benefits card?

Fresh, frozen, canned fruits and vegetables. Fresh salad kits. Dairy and dairy-alternative products, eggs. Meat and seafood: chicken, beef, salmon, shrimp, etc.