What insurance do I need for Mexico?

Asked by: Rahul Homenick  |  Last update: September 22, 2022
Score: 4.9/5 (18 votes)

You need to carry Mexican auto insurance to drive legally in the country, as liability coverage is mandatory. If you're involved in an accident while driving in Mexico, the maximum amount you may have to pay out if another party is injured or killed in an accident varies depending on where you drive.

Do I need special insurance to travel to Mexico?

Travel insurance is not currently required for all of Mexico. However, travel insurance with medical coverage is required for visitors to Puerto Vallarta and Riviera Nayarit. This insurance is to protect travelers against any unforeseen medical event, including those derived from COVID-19 contagion.

Do I need Mexican insurance to go to Mexico?

Purchase a Mexico tourist auto insurance policy

Your U.S. auto insurance won't cover you after crossing the border of Mexico. You'll need a special Mexican auto insurance policy to legally drive in Mexico, which can be acquired through an insurance agent.

Does my auto insurance cover me in Mexico?

Does Your Car Insurance Cover You In Mexico? Most typical U.S. auto insurance policies will not cover Mexico. So, if you're heading south of the border, you'll need additional coverage for the family wagon. GEICO, for example, has partners that offer Mexico-specific policies for cars, RVs and motorcycles.

Do you need car insurance to travel to Mexico?

Mexico has strict car insurance policies that tourists need to meet when driving there. Mexico requires third-party liability for all drivers within the country provided by an insurance company licensed to sell insurance in Mexico. Recommended coverage minimums fall around $300,000.

Travel Insurance Tips: 7 Things to Know Before You Buy

32 related questions found

Does Costco offer Mexico insurance?

The first of these disadvantages and the most important is that Costco doesn't carry the Mexican car insurance policy necessary to be able to drive in Mexico. This insurance is known as tourist auto insurance and it is the one that every foreigner who wants to drive in Mexico must have.

What insurance companies cover in Mexico?

Which companies provide coverage in Mexico?
  • Allstate Mexico Tourist Auto Insurance. ...
  • GEICO Mexico Car Insurance. ...
  • Progressive Mexico Insurance. ...
  • Liberty Mutual Mexican Auto Insurance. ...
  • Other options for car insurance in Mexico.

Can I use my US health insurance in Mexico?

Can I Use My US Health Insurance in Mexico? No, in most cases, you will not be able to use the health insurance you have in the US for treatment in Mexico. Your American health insurance policy, such as Medicare, will not extend outside the borders.

Do you need car insurance to cross the Mexican border?

If you bring your car into Mexico, the vehicle must carry a Mexican car insurance policy. American coverage will not work in Mexico. However, Mexico still requires all drivers and vehicles to have insurance. Therefore, you'll need coverage, even if you only plan to travel in Mexico for one day.

What do you need to drive your car into Mexico?

What documents are required to drive to Mexico?
  1. A U.S. Passport (or Green Card)
  2. A U.S. Driver's License (or International Driving Permit)
  3. Proof of car registration.
  4. A Temporary Vehicle Importation Permit (TVIP)
  5. A Mexico Tourist Card/Entry Permit (FMM)
  6. A Mexico tourist auto insurance policy.

Why is travel insurance to Mexico so expensive?

Worldwide travel insurance is considerably more expensive than domestic or European policies due to the potential medical costs in foreign countries. You can still find affordable cover, though.

Can I use my US driver's license in Mexico?

An American driver's license is accepted in Mexico, though consider having it translated into Spanish (and nine other languages) by getting an International Driver's Permit. It is necessary to apply for it within six months of traveling to Mexico.

Is it worth it to buy flight insurance?

Though you may pay 5 to 10 percent of your trip cost for travel insurance, travel insurance is often worth the investment for its potential to help reimburse you for hundreds of thousands of dollars of covered travel-related expenses like emergency evacuation, medical bills, and costs related to trip cancellation and ...

Should I get travel insurance for Cancun?

It's not mandatory to get travel insurance to visit Cancun. Even though Cancun is quite safe, purchasing travel medical insurance is always a good idea.

Does my Medicare cover me in Mexico?

The simple answer is no. Medicare is only available to citizens and permanent residents of the USA who are residing in the USA. Some exceptions when Medicare may cover your expenses in a foreign country include; If you have a medical emergency and the foreign hospital is closer than the nearest US hospital.

Do I need car insurance to go to Tijuana?

Do I need insurance to drive to Mexico? If you are driving to Tijuana from San Diego, having the appropriate auto insurance is absolutely critical. In Mexico, an auto insurance policy for accident liability is absolutely required, as in many areas, getting into an accident is treated as a felony.

What documents do I need to travel to Mexico by Air 2021?

To enter Mexico, you must have the following documents:
  • A valid passport or travel document. ...
  • A properly completed Multiple Migratory Form (FMM). ...
  • Mexican immigration officers at the port of entry may request additional documents depending on the purpose/activity of your trip.

Does Blue Cross Blue Shield Cover me in Mexico?

The Blue Cross and Blue Shield Service Benefit Plan has you covered worldwide. If you need medical care outside the U.S, Puerto Rico, and the U.S. Virgin Islands you can rest assured that the Blue Cross and Blue Shield Service Benefit Plan offers worldwide coverage.

What happens if you have a medical emergency in Mexico?

You should head to the nearest hospital or clinic if you experience a medical emergency. If you're in a rural area, go to the closest town and find the local police station or hospital.

Does Nationwide insurance cover in Mexico?

Nationwide. Extends limited coverage into Mexico? Yes.

Is medical care free in Mexico?

Every Mexican citizen is guaranteed no cost access to healthcare and medicine according to the Mexican constitution and made a reality with the “Institute of Health for Well-being”, or INSABI.

Is AAA valid in Mexico?

AAA can help you get what's required through one of Mexico's largest and most reputable insurance companies. Policies range from a day to a year so you can customize coverage to fit your needs.

Who is the best travel insurance provider?

Best Travel Insurance Companies of 2022
  • Best Overall: Travelex.
  • Runner-Up, Best Overall: Allianz Travel Insurance.
  • Best Value: InsureMyTrip.
  • Most Comprehensive Coverage: World Nomads.
  • Best for Seniors: HTH Travel Insurance.
  • Best for Cruises: Nationwide.
  • Best for Medical Coverage: GeoBlue.

Do you need insurance to go to Rocky Point?

Rocky Point is 60 miles across the border, so once you travel further than the mileage limit, you have no coverage. Also, you still absolutely need to get Mexican liability coverage.