What insurance is Spectera?

Asked by: Maynard Gutmann  |  Last update: February 11, 2022
Score: 4.5/5 (70 votes)

Spectera vision insurance is owned and operated by UnitedHealthcare. They offer comprehensive vision plans that cover vision needs, ranging from eye exams to glasses and contact lenses. The goal of Spectera is to provide coverage that makes vision care accessible, affordable, and efficient.

Is Spectera part of UnitedHealthcare?

Note: Our doctors may also refer to us as Spectera Eyecare Networks. UnitedHealthcare vision coverage provided by or through UnitedHealthcare Insurance Company, located in Hartford, Connecticut, UnitedHealthcare Insurance Company of New York, located in Islandia, New York, or their affiliates.

Is Spectera United HealthCare vision?

Vision plans are administered by Spectera, Inc. 12-month initial policy term required (not applicable in all states).

Is Spectera the same as VSP?

There are 5 big vision insurance companies: VSP, Eyemed, Versant, Spectera, and March Vision. ... VSP is one of the most popular vision plans out there. It owns Marchon, one of the leading eyewear manufacturers who own brands such as Nike, Ferragamo, Lacoste, and Calvin Klein.

What is Spectera Eyecare Network?

NETWORK: SPECTERA has a network of hundreds of independent doctors and retail optical providers conveniently located throughout California. VSP has a network of independent doctors only - no retail chain locations. contact lens evaluation, fitting and two follow-up visits. ... VSP's maximum reimbursement is $105.

Best Vision Insurance? See the differences between VSP, EyeMed, Spectera, and Davis Vision.

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Where is Spectera accepted?

Cities with the most Spectera Doctors:

Columbus, OH. Exton, PA. Chicago, IL. West Chester, PA.

What contacts are covered by Spectera?

Standard single vision, lined bifocal or lined trifocal lenses are covered in full. Standard scratch-resistant coating is covered in full. Options, such as progressive lenses, polycarbonate lenses, tints, UV and anti-reflective coating may be available at a discount.

Does Costco accept Spectera insurance?

Costco accepts “most” vision insurance plans. ... MES Vision. United Healthcare. Spectera.

Is VSP good eye insurance?

Best Overall VSP Vision Care

VSP is our top pick because it offers multiple plans with flexible coverage and costs, and because it is the largest provider of vision insurance available to most people.

Is Davis Vision the same as VSP?

Davis Vision offers the same services most employees have used with VSP. One unique aspect of Davis Vision is that they fabricate their own eyewear when using a Davis Vision independent provider; this allows Davis Vision to reduce cost.

How do I file a claim with Spectera?

We can be reached at 1-800-638-3120, Monday through Friday, from 8:00 a.m. to 11:00 p.m., and Saturday, from 9:00 a.m. to 6:30 p.m., Eastern Standard Time. The following information should be included with your itemized receipt submission: Subscriber's name and address. Member or patient's name and date of birth.

What does Spectera vision insurance cover?

In-network, covered-in-full benefits (up to the plan allowance and after applicable copay) include a comprehensive exam, eyeglasses with standard single vision, lined bifocal, lined trifocal, or lenticular lenses, standard scratch-resistant coating¹ and the frame, or contact lenses in lieu of eyeglasses.

Does Spectera cover refraction?

It is only covered by vision insurance. Currently, we accept VSP, EyeMed, Spectera, Superior Vision and Advantica. ... The medical eye exam is only covered by medical insurance. Our cost for a Refraction is currently $50.00.

Does United HealthCare cover glasses after cataract surgery?

o One pair of eyeglasses or contact lenses are covered after each cataract surgery, with the insertion of a conventional intraocular lens (IOL). Eyeglasses or contact lenses must be obtained through the participating/contracting medical group/provider rather than through the member's supplemental Vision benefit.

What eye company takes UnitedHealthcare?

UnitedHealthcare Vision expands online and in-store shopping options for members with the addition of LensCrafters®, 1-800 Contacts® and GlassesUSA.com™ to network.

Does Americas Best take Medicare?

America's Best accepts most vision plans, both regional and national, for in-store purchases but not for online orders. However, it will (9)… Medicare, Medicaid and Affordable Health Care plans may also be accepted at your local store.

What is VSP stand for?

In 1955, a small group of optometrists had a vision to provide access to affordable, high-quality eye care to the world. They formed the first prepaid, not-for-profit vision benefit company, California Vision Services, the precursor to Vision Service Plan (VSP).

Is Costco a VSP provider?

Costco accepts most major vision insurance plans, including both VSP and EyeMed insurance. However, while Costco's in-store Optical centers accept VSP as standard, you can only access limited coverage with EyeMed insurance.

What is the difference between VSP basic and VSP Premier?

When you choose Premier, you'll enjoy enhanced benefits, like a $200 allowance for frames or contacts, every year. As an employee, you don't have to take action to be enrolled in the Basic Plan.

Are eye exams free for Costco members?

No, you do not need a membership to schedule a Costco eye exam. In fact, since most Costco eye doctors are independent, non-members will pay the same price for an eye exam as members.

How often will Medicare pay for glasses?

Medicare only pays for one new pair of eyeglasses per lifetime, per eye you have surgery on. So, if you have surgery to correct one eye, you can get a pair of eyeglasses at that time. If you have cataract surgery on another eye at a later time, you can get another new pair of eyeglasses.

What is progressive in glasses?

Progressive lenses have three prescriptions in one pair of glasses. That allows you to do close-up work (like reading a book), middle-distance work (like checking out a website on a computer), or distance viewing (like driving) without needing to change your glasses. They're sometimes called multifocal lenses.

Does Spectera cover contact lens exam?

If you need corrective eyewear, your vision plan from Spectera can help you save big on the items you use daily. In addition to covering a comprehensive exam, your plan covers a pair of eyeglasses (including frames and lenses) or contact lenses.

What qualifies as medically necessary contact lenses?

Types of Contact Lenses

Medical necessity exists when there is an underlying medical eye disease or condition, such as keratoconus, corneal transplantation, corneal scarring, Sjögren's Syndrome, ocular graft-versus-host disease (GVHD), neurotrophic keratitis, trichiasis, or Stevens-Johnson syndrome.

How do you bill VSP for medically necessary contacts?

In order to verify what VSP considers medically necessary, log in and scroll down to visually necessary contact lenses (NCLs) under “plans and coverage” in the “manuals” section. Specific eye conditions can be corrected only with contact lenses.