What is a controversial provision of the Affordable Care Act?
Asked by: Dr. Lydia Altenwerth | Last update: April 8, 2025Score: 4.4/5 (34 votes)
What was one of the more controversial provisions of the Affordable Care Act?
Despite the popularity of the ACA's protections for people with pre-existing conditions, the individual mandate was politically controversial and consistently viewed negatively by a substantial share of the public.
What are the major problems with the Affordable Care Act?
Impact on Individual Insurance
It was also known that consumers would face a very different health insurance world under the ACA, with some people seeing their premiums go down and some seeing them go up, and the majority of Americans seeing higher deductibles, higher copays, and a smaller pool of providers.
Which of the following was the most controversial element of the Affordable Care Act?
The most controversial element of the Affordable Care Act (ACA) is widely considered to be the individual mandate, which required all individuals who do not receive health insurance through their employer or a government program to have health insurance or face a penalty.
What is the controversy with Obamacare?
Obamacare has increased the cost of health care and health insurance. The ACA's federal mandates and spending, including Medicaid expansion and subsidized individual plans, have drastically increased the cost of health care and health insurance. 2. Obamacare increases Americans' reliance on the federal government. …
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Who does not benefit from the Affordable Care Act?
Individuals with incomes exceeding 400 percent of the federal poverty level (FPL; $46,680 for an individual, $95,400 for a family of four) are ineligible for either Medicaid or Marketplace tax credits. This group represents 16 percent of the ineligible, uninsured population. 2.
What are ethical issues with the Affordable Care Act?
The recently enacted Affordable Care Act (PPACA) of 2010 has fueled ethical debate of several important controversial topics. Ethical issues of health care reform include moral foundations, cost containment, public health, access to care, ED crowding, and end-of-life issues.
Who is not eligible for Obamacare?
Must live in the United States. Must be a U.S. citizen or national (or be lawfully present). Learn about eligible immigration statuses. Cannot be incarcerated in prison or jail.
Why was the Affordable Care Act unconstitutional?
United States Department of Health and Human Services declared the law unconstitutional in an action brought by 26 states, on the grounds that the individual mandate to purchase insurance exceeds the authority of Congress to regulate interstate commerce.
Who benefits most from the Affordable Care Act?
The biggest winners from the law include people between the ages of 18 and 34; blacks; Hispanics; and people who live in rural areas.
What is the challenge to the Affordable Care Act?
In California, after determining the individual plaintiffs had standing to bring the case, the district court considered the merits of their challenge and ruled that the individual mandate was unconstitutional and the rest of the Act's provisions were not severable.
What are 3 provisions of the Affordable Care Act?
- Make affordable health insurance available to more people. ...
- Expand Medicaid to cover all adults with income below 138% of the FPL. ...
- Support innovative medical care delivery methods designed to lower the costs of health care generally.
What makes the Ppaca controversial quizlet?
What makes the PPACA controversial? The program remains controversial because some people do not think the government has the right to require health insurance. Others say that the law does not go far enough in guaranteeing health care for all. What major event occurred in May 2011?
What are the pros and cons of the Affordable Care Act?
The pros of the ACA include prohibiting insurance companies from denying coverage based on health history and providing subsidies to reduce premiums and out-of-pocket costs. The cons of the ACA include small business challenges and limited provider options in some regions.
What is the 30 hour rule for ACA?
If an employee is credited with an average of 30 hours per week or more during the Standard Measurement Period, the employee would be eligible for benefits for the upcoming plan year. The Stability Period is the period of time that the employee cannot lose eligibility regardless of the hours he works.
Which is considered the most controversial issue related to the Affordable Care Act?
Individual mandate. The most legally and politically controversial aspect of the ACA, the individual mandate requires Americans to purchase health insurance or face a government penalty, with some exceptions—particularly for low-income individuals who cannot afford to buy insurance [3].
What is the moral hazard of the Affordable Care Act?
In the context of health insurance, the term “moral hazard” is used to capture the idea that insurance coverage, by lowering the marginal cost of care to the individual (commonly referred to as the out-of-pocket cost), may increase healthcare use.
What is the biggest ethical issue in healthcare today?
- Patient Privacy and Confidentiality. The protection of private patient information is one of the most important ethical and legal issues in the field of healthcare. ...
- Transmission of Diseases. ...
- Relationships. ...
- End-of-Life Issues.
Did Obamacare hurt the middle class?
Obamacare has cost the middle class money and freedom. Not even one in five people eligible for Obamacare plans who earn more than 250 percent of the federal poverty line have signed up for exchange coverage. Many chose to pay the individual mandate tax penalty instead.
What causes a health plan to lose grandfathered status?
These plans weren't sold through the Marketplace, but by insurance companies, agents, or brokers. They may not include some rights and protections provided under the Affordable Care Act. Plans may lose “grandfathered” status if they make certain significant changes that reduce benefits or increase costs to consumers.
What are the unintended consequences of the ACA?
Consolidation in the private health insurance market causes premiums to go up, with larger insurers often paying negotiated, lower prices to health care providers while charging more to employers and individual members.