What is the UnitedHealthcare Spending Allowance Card?

Asked by: Karson Emmerich  |  Last update: June 22, 2025
Score: 4.1/5 (29 votes)

The UnitedHealthcare Health Care Spending Card Mastercard® makes it easy to pay from your HRA and FSA. If it's available to you, you can use the card to pay for eligible expenses by phone, online or at any place that accepts Mastercard.

How does the UnitedHealthcare spending card work?

Your debit card from UnitedHealthcare is an easy way to pay from your FSA. You can use it to pay by phone, the Web, or at any eligible provider or merchant that accepts MasterCard. Here are some of the highlights: It's connected to your flexible spending account (FSA).

What can I buy with my UnitedHealthcare spending card?

Use your Health Care Spending Card from UnitedHealthcare. It's that simple. You can use the card to pay for eligible FSA medical, dental, vision and pharmacy expenses by phone, the Web or any place that accepts MasterCard®. Your card is connected directly to your health FSA account.

Can you withdraw money from your UnitedHealthcare card?

* You can withdraw money at the ATM to reimburse yourself if you go to the doctor and pay for services out of your own pocket. When you are making a purchase in person: Be sure that the location accepts MasterCard. Give your card to the person at the register.

Can I use my UnitedHealthcare Flex card for groceries?

Can you use the United Healthcare flex card for groceries? No, you can't use your UHC flex card for groceries. The UnitedHealthcare UCard, however, is a monthly preloaded card that you can use to pay for healthy food, OTC products, and utility bills.

Exploring the UCard at UnitedHealthcare

15 related questions found

What kind of food can you get with UnitedHealthcare card?

What foods can I buy with my card?
  • Fresh fruits & vegetables.
  • Canned fruits & vegetables.
  • Frozen produce & meals.
  • Fresh salad kits.
  • Dairy products.
  • Meat & seafood.

Why won't my healthy benefits card work at Walmart?

The benefits card has been used before the 24-hour waiting period after activation is over. The participant has insufficient funds in the benefit account to cover the expense. Non-eligible expenses have been included at the point of sale. (Retry the transaction with the eligible expense only.)

Can I get gas with my UnitedHealthcare card?

The UCard® gives you access to credit to help pay for healthy food, OTC products and utilities such as gas and electric.

Can I use my UnitedHealthcare card at Walmart?

UnitedHealthcare UCard makes it easy to spend your credit

Shop at thousands of participating stores, including Walmart, Walgreens, CVS and Kroger, or at neighborhood stores near you.

What bills can I pay with my UHC card?

Use your benefit credit on your UCard to help pay utility bills, like:
  • Electric.
  • Gas.
  • Heat.
  • Home phone.
  • Internet.
  • Sanitation.
  • Sewer.
  • Water.

What stores can I use my UnitedHealthcare U card?

A UnitedHealthcare healthy food card (UCard) can be used at participating stores including major retailers like:
  • Walmart.
  • Walgreens.
  • CVS.
  • Kroger.
  • Publix.
  • HEB.
  • Family Dollar.
  • Dollar General.

Can I pay my water bill with my UCard?

To pay eligible utilities with UCard benefits, customers must call the UnitedHealthcare member services number on the back of their UCard to request payment of their utility bill. Any approved payments will be processed by UnitedHealthcare and sent to eligible utilities on your behalf.

Can I buy toilet paper with my OTC card?

OTC items are not eligible if they are normally used for general health, are not used to treat a medical condition (e.g. lotion, shampoo (except for products used to treat dandruff), toilet paper, lip balm) or are cosmetic in nature (e.g. teeth whitening products, wrinkle reducers).

Can I use my UnitedHealthcare U card at Dollar General?

Shop at thousands of participating stores, including Walmart, Walgreens, Dollar General, and Kroger, or at neighborhood stores near you.

How do I check the balance on my UnitedHealthcare Spending Card?

Check your balance by visiting myuhc.com® or by calling the number listed on the back of your Health Care Spending Card. Swipe your card and go. or products. The fastest way to use your card is to choose “credit” when you are paying.

What is a UnitedHealthcare U card for?

The UnitedHealthcare UCard is the member ID and so much more. The UCard grants access to a large network of Medicare Advantage providers, credit to help pay for healthy food, OTC products and home utilities, and more.

Where can I use my UnitedHealthcare spending card?

If it's available to you, you can use the card to pay for eligible expenses by phone, online or at any place that accepts Mastercard. For more information and to manage your accounts, Visit myuhc.com®.

Can I use my UnitedHealthcare card on Amazon?

Can members use their UnitedHealthcare UCard® on Amazon.com or through their Amazon mobile app? No, members cannot shop directly on amazon.com or use the Amazon mobile app to purchase products using their OTC credit or UCard.

What food items can you get with a OTC card?

Examples of approved food items are fruits, vegetables, meats, poultry, seafood, eggs, dairy, rice, pasta, beans, and much more.

Is UnitedHealthcare card a debit card?

About Care Cash

Care Cash is a preloaded debit card designed to help pay towards cost sharing for certain eligible network health care expenses. Eligible employees must first request the card at myuhc.com/carecash.

Can I buy clothes with my UCard?

With the UCard, you will be able to:

buy over-the-counter products. spend your earned rewards on eligible items like gifts, clothing, and more. go to the gym.

Can I buy bread with my UnitedHealthcare card?

Choose from thousands of covered groceries including fruits and vegetables, fish, poultry, meat and seafood, dairy products, beans, bread, cereals, pasta and more. Shop at thousands of participating stores including national chains like Walmart, Walgreens, CVS and Kroger or at neighborhood stores near you.

Can I buy chips with my Healthy Benefits card?

Certain items such as soda, candy, chips, and other junk foods are usually not eligible for purchase with the card. Additionally, alcohol and tobacco products are never allowed to be purchased with a Healthy Benefits card. It is important to check with your specific program for a full list of eligible items.

Can I withdraw money from my Healthy Benefits card?

You can't use your Benefits Card at an ATM machine or to get cash back when making a purchase at a store. If you are also buying non-eligible items, the terminal or clerk will ask you for another form of payment. Then just pay with another card, cash or check as you'd normally do.

What is the Walmart pay in 4?

With Afterpay, customers can buy what they want today and pay it off in four equal interest-free installments over 6 weeks. This payment plan is a convenient way to budget and manage your spending without the worry of interest or hidden fees.