What is the best dental plan available for seniors?

Asked by: Mr. Fred Emard  |  Last update: December 25, 2025
Score: 4.3/5 (70 votes)

The Highest-Ranked Senior Dental Plans for 2025
  • Cigna - Best App.
  • Mutual of Omaha - Best coverage without waiting periods.
  • Aetna - Most Comprehensive Plans.
  • Spirit Dental & Vision - Best Loyalty Program.
  • Humana - Best Coverage.

Is Aetna dental access worth it for seniors?

The Bottom Line

Aetna offers a range of policies for older adults seeking quality dental care coverage, from discount plans to PPO insurance. While insurance costs more, it may still be worth it if you need major work done that will cost less than or close to your maximum benefit.

Can seniors really get their teeth replaced for free?

In many cases, dental care, including procedures like dental implants, may be covered under certain healthcare programs for seniors, such as Medicare in the United States or similar programs in other countries. However, it's essential to note that the coverage for dental implants under these programs can be limited.

Do dentists give senior discounts?

Being a senior has its perks! Many dental offices extend complimentary senior discounts or a price reduction if you pay with cash.

What is the best dental insurance for people over 65?

The Highest-Ranked Senior Dental Plans for 2025
  • Cigna - Best App.
  • Mutual of Omaha - Best coverage without waiting periods.
  • Aetna - Most Comprehensive Plans.
  • Spirit Dental & Vision - Best Loyalty Program.
  • Humana - Best Coverage.

Best Dental Plans for Seniors (DON'T Get Dental Insurance!)

42 related questions found

How can I fix my teeth if I don't have money?

Free Dental Clinics
  1. Nonprofit clinics. Some cities have dental clinics that specifically serve people with low incomes, no insurance, or who otherwise can't afford care.
  2. Donated services. Some state or national charities use donated labor and materials to give free care. ...
  3. Private dentists.

How do you get implants when you can't afford them?

To help patients with and without insurance, most dentists will offer in-house financing for dental implants. All you have to do is ask. You can also cover the cost of dental implants with 3rd party, no-interest financing companies like Lending Club and Care Credit.

Does Medicare pay for dental implants for senior citizens?

Original Medicare Part A (Hospital insurance) and Part B (Medical insurance) don't offer any coverage for dental implants. However, if health concerns occur after a dental implant procedure, Original Medicare may help cover some of those costs.

What is the cheapest way to get all new teeth?

Dentures: The Traditional and Economical Choice

Dentures have been around for centuries and remain one of the most affordable methods for replacing missing teeth. They can be used to replace one or multiple missing teeth, whether you've lost them due to decay, gum disease, or injury.

How much does AARP dental insurance cost?

How much does AARP dental insurance cost? The cost of an AARP dental plan varies by state. However, the lowest-cost plan (DeltaCare USA) starts at $27.80 in some states, and the most expensive plan (PPO Protect Plus) starts at $52.24.

What is the best insurance to have for dental?

Investopedia found Delta Dental to be the best dental insurance company for people looking for standalone plans because of its great coverage and customer satisfaction. However, Physicians Mutual or Spirit may be a better fit if low costs are your main concern.

Does AARP cover dental implants?

All AARP Dental Insurance Plan options cover dentures, and some also cover cosmetic procedures such as implants, veneers and teeth whitening. ⁸ Certain procedures may require a waiting period and deductible before plan coverage kicks in.

What does my Humana dental plan cover for seniors?

Humana Medicare Advantage Plans With Dental Coverage

Dental benefits provide an annual exam, two annual free cleanings, and dental X-rays once every five years. They may also come with vision benefits such as yearly eye exams, a yearly allowance for eyeglasses or contacts, glaucoma screenings, and diabetic eye exams.

What is the best dental plan for seniors on Medicare?

If you're only relying on Medicare, it's a great idea to look into affordable dental plans that can help you save a lot of money.
  • Spirit Dental. ...
  • Renaissance Dental. ...
  • Denali Dental. ...
  • Delta Dental. ...
  • 5. California Dental.

Should a 70 year old get dental implants?

Yes, dental implants are often suitable for seniors with good overall health and adequate jawbone density. Still, it's important to consider some key points: Medical history: Seniors with conditions like diabetes, cardiovascular disease, or osteoporosis need to manage these well before considering dental implants.

Does social security pay for dental implants?

In conclusion, Social Security generally does not cover the cost of dental implants. However, there may be exceptions for medically necessary procedures under Medicare or Medicaid.

Is there a cheaper alternative to dental implants?

Full or partial dentures are cheaper options compared to dental implants. Dentures depend on natural suction, as well as adhesives and pastes, to stay in place. Partial dentures are popular alternatives to implants for your molar teeth or other types of teeth.

Who is not eligible for dental implants?

A dental implant relies on the bone structure in your jaw for support. If the bone structure is lacking, this can prevent you from getting a dental implant. Bone loss happens for various reasons, including osteoporosis and gum disease. Conditions such as these can lead to the deterioration of the bones in your mouth.

Where is the cheapest place in the world to get implants?

With up to 70% on savings, Turkey is one of the cheapest places to get dental implants and a favorite spot for a relaxing holiday. Hungary is a popular option with cost-effective luxury care for those who want to get their implants in Europe.

What is the least expensive way to fix teeth?

Dental bonding treatments are the most affordable and minimally invasive alternative to more invasive smile makeover procedures. Read on to learn more about how dental bonding can transform the entire look and feel of your teeth in a single dental appointment.

How do you get dental work if you can't afford it?

Federally Qualified Health Centers

A Federally Qualified Health Center (FQHC) can provide dental services for you or your family, regardless of your ability to pay. Services are offered on a sliding scale based on your income.