What is the best way to spend my FSA money?


Editorial team Published on

The best way to spend remaining Flexible Spending Account (FSA) money is on high-value, eligible health essentials and overdue care before your plan's deadline triggers the "use-it-or-lose-it" forfeiture.

✅ Top Categories & Actionable Ideas

  • 👓 Vision Care
    • Schedule overdue eye exams.
    • Buy prescription glasses or prescription sunglasses.
    • Stock up on contact lenses and cleaning solution.
  • 🦷 Dental Care
    • Book routine cleanings or cavity fillings.
    • Apply funds toward orthodontia or Invisalign.
  • 💊 Stock Up on OTC Products
    • Buy over-the-counter pain relievers (ibuprofen, acetaminophen).
    • Purchase allergy and cold medicines for winter.
    • Get first-aid supplies like bandages and antiseptic ointment.
  • 👶 Family & Personal Health
    • Purchase menstrual care products (tampons, pads).
    • Stock up on SPF 15+ sunscreen and acne treatments.
    • Buy breast pumps and nursing supplies.

💡 Alternative & Advanced Options

  • ⌚ Health Tech & Devices
    • Purchase eligible blood pressure monitors or thermometers.
    • Check if specific biometric or diagnostic smart rings (like Oura Ring) qualify under your plan.
  • 🚗 Medical Travel
    • Claim mileage reimbursement for trips to doctor or pharmacy visits (at standard IRS medical rates).