What is the difference between UnitedHealthcare and UnitedHealth Group?

Asked by: Nora Ortiz  |  Last update: September 3, 2025
Score: 4.5/5 (71 votes)

Globally, UnitedHealthcare is one of the businesses of UnitedHealth Group (NYSE: UNH), a diversified Fortune 50 health and well-being company. For more information, visit UnitedHealthcare at uhc.com or follow @myUHC on Twitter.

Are UnitedHealth Group and UnitedHealthcare the same?

UnitedHealthcare is the health benefits business of UnitedHealth Group, a health care and well-being company working to help build a modern, high-performing health system through improved access, affordability, outcomes and experiences.

Is the USHealth Group the same as UnitedHealthcare?

USHEALTH Group, Inc. is a fully integrated insurance holding company based in Fort Worth, Texas, and is a UnitedHealthcare company.

What is the disadvantage of UnitedHealthcare?

Cons About UnitedHealthcare Medicare Advantage

You may only have access to certain HMO or PPO plans in your area. And while UnitedHealthCare has competitive pricing, your location may only have access to plans with higher deductibles, more copays, and fewer additional benefits.

When did UnitedHealthcare become UnitedHealth Group?

UnitedHealthcare Corporation was founded in 1977 to purchase Charter Med and create a network-based health plan for seniors. It became a publicly traded company in 1984 and changed its name to UnitedHealth Group in 1998.

What is the difference between Optum and UnitedHealthcare?

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Who is UnitedHealth Group biggest competitor?

Competitor comparison
  • Cigna Corp Headquarters. 73,700. $174.3B.
  • Elevance Health Inc Headquarters. 98,200. $138.6B.
  • Humana Inc Headquarters. 95,500. $83.1B.
  • Blue Cross Blue Shield of Michigan Mutual Insurance Co Headquarters. Institution.

Who is UnitedHealthcare merging with?

Amedisys agreed to be acquired by UnitedHealth in June 2023, after the Minnesota-based healthcare giant outbid a preexisting deal with Option Care Health.

Does UnitedHealthcare have a good reputation?

Although a few companies, such as Kaiser Permanente, performed better in this category, UnitedHealthcare received 4.06 out of 5 stars. The company also did well in J.D. Power 2023 U.S. Commercial Member Health Plan Study scores for California, which measures health plans for overall customer satisfaction.

Can you have Medicare and UnitedHealthcare at the same time?

Most UnitedHealthcare dual-eligible plans do not charge a separate monthly premium. People eligible for Medicare may also qualify for the program that helps lower the cost of prescription drugs. The Extra Help program may help pay your Medicare Part D monthly premiums, annual deductibles, and prescription copayments.

Is there a class action lawsuit against UnitedHealthcare?

UnitedHealth Group Inc has agreed to a $69 million settlement to resolve allegations that it breached fiduciary duties under the Employee Retirement Income Security Act of 1974 (ERISA). The class action lawsuit, which has been pending for over three years, involved the company's 401(k) savings plan.

Which health insurance denies the most claims?

According to the analysis, AvMed and UnitedHealthcare tied for the highest denial rate, with both companies denying about a third of in-network claims for plans sold on the Marketplace in 2023, respectively.

What is the new name of UnitedHealthcare?

UnitedHealth Group is a health care and well-being company with team members in two distinct and complementary businesses — Optum and UnitedHealthcare — working to help build a modern, high-performing health system.

What type of healthcare is UnitedHealthcare?

UnitedHealthcare offers a full range of health benefits, enabling affordable coverage, simplifying the health care experience and delivering access to high-quality care. UnitedHealthcare serves customers through four businesses: Employer & Individual, Medicare & Retirement, Community & State, and Global.

What is the largest health insurance company in the US?

1. UnitedHealth Group. UnitedHealthcare, part of UnitedHealth Group, is the largest health insurance company, based on revenue. UnitedHealthcare sells individual and family plans and group plans, which you get through an employer.

Is Humana owned by UnitedHealthcare?

United HealthCare Corp.'s acquisition of Humana Inc., once valued at $5.5 billion, has been derailed by a plunge in United's stock price. The companies said today that they mutually agreed to scrap the deal, which would have created one of the nation's largest managed-care companies.

Is UnitedHealthcare part of Obama care?

UnitedHealth Group Inc. is leaving California's insurance exchange at the end of this year, state officials confirmed Tuesday.

How much does UnitedHealthcare cost per month for Medicare?

The standard monthly Medicare Part B premium for 2025 is $185.00, which is an increase of $10.30 from $174.70 in 2023.

What is the best insurance company for Medicare?

Best Medicare Supplement (Medigap) Insurance
  • Best Overall, Best Plan G: AARP/UnitedHealthcare.
  • Lowest Cost: Anthem.
  • Most Plan Types, Best Plan F: Blue Cross Blue Shield.
  • Best for Financial Strength, Best for Customer Satisfaction: State Farm.
  • Best High-Deductible Plan G: Humana.

What are the 6 things Medicare doesn't cover?

Some of the items and services Medicare doesn't cover include:
  • Eye exams (for prescription eyeglasses)
  • Long-term care.
  • Cosmetic surgery.
  • Massage therapy.
  • Routine physical exams.
  • Hearing aids and exams for fitting them.

What is the best health insurance company to go with?

Best Health Insurance Companies for 2025
  • Best Overall and Best for Self-Employed: Kaiser Permanente.
  • Best Widely Available Plans: UnitedHealthcare.
  • Best for Low Complaints and Best for Chronic Conditions: Aetna.
  • Most Affordable: Molina Healthcare.

Is UnitedHealth Group a good company?

Employees in Los Angeles have rated UnitedHealth Group with 3.6 out of 5 stars in 369 anonymous Glassdoor reviews. To compare, worldwide UnitedHealth Group employees have given a rating of 3.6 out of 5.

Who has the best healthcare in the US?

  • Hawaii. #1 in Health Care. #34 in Best States Overall. ...
  • Massachusetts. #2 in Health Care. #10 in Best States Overall. ...
  • Connecticut. #3 in Health Care. #20 in Best States Overall. ...
  • New Jersey. #4 in Health Care. ...
  • Rhode Island. #5 in Health Care. ...
  • California. #6 in Health Care. ...
  • Maryland. #7 in Health Care. ...
  • New York. #8 in Health Care.

Is UnitedHealth Group and UnitedHealthcare the same company?

UnitedHealthcare is the health insurance unit of UnitedHealth Group, an international health insurance company based in Minnesota. The parent company was founded in 1977.

Why did UnitedHealthcare drop?

Health insurance stocks fell Thursday after UnitedHealth Group reported a weaker-than-expected quarter for its insurance division, raising concerns that the industry's doldrums will extend into the new year.

Who is the competitor of UnitedHealthcare?

The main competitors of UnitedHealth Group include Elevance Health (ELV), The Cigna Group (CI), Humana (HUM), Centene (CNC), Molina Healthcare (MOH), Oscar Health (OSCR), Alignment Healthcare (ALHC), Clover Health Investments (CLOV), Trupanion (TRUP), and NeueHealth (NEUE).