What is the highest rated Medicare Supplement company in the USA?
Asked by: Samara Leffler | Last update: June 18, 2025Score: 4.2/5 (48 votes)
Who is the best Medicare Supplement provider?
Best for member satisfaction: State Farm. Best for premium discounts: Mutual of Omaha. Best for extra benefits: Anthem. Best for nationwide availability: Blue Cross Blue Shield.
What is the best company to go with for Medicare?
- Aetna - Best value plans.
- Wellcare - Best health and wellness amenities.
- AARP - Best for veterans.
- UnitedHealthCare - Best for telemedicine care.
- Kaiser - Highest member satisfaction and ratings.
- Blue Cross Blue Shield - Best plan variety.
- Cigna - Best customer service.
Which Medicare Supplement plan has the highest level of coverage?
Plans C, F and G offer the most supplemental coverage, paying many of your out-of-pocket costs for Medicare-approved services. Consider one of these plans if you are willing to pay a monthly premium that is typically higher in exchange for more covered benefits and lower out-of-pocket costs.
What is the number one rated Medicare plan?
Best for size of network: UnitedHealthcare Medicare Advantage. Best for ratings: Aetna Medicare Advantage. Best for low-cost plan availability: Cigna Medicare Advantage. Best for Part B Giveback: Humana Medicare Advantage.
The Best Medicare Supplement Companies in 2024 and 2025
Why are people dropping Medicare Advantage plans?
Among the most commonly cited reasons are excessive prior authorization denial rates and slow payments from insurers. In 2023, Becker's began reporting on hospitals and health systems nationwide that dropped some or all of their Medicare Advantage contracts.
What is the disadvantage of UnitedHealthcare?
Cons About UnitedHealthcare Medicare Advantage
You may only have access to certain HMO or PPO plans in your area. And while UnitedHealthCare has competitive pricing, your location may only have access to plans with higher deductibles, more copays, and fewer additional benefits.
Do most doctors accept Medicare Supplement plans?
The short answer is “No”. However, if a doctor accepts Medicare itself, which is your primary coverage, then they will also accept your Medigap plan, regardless of what company sold you the plan or which Medigap plan you have. The key thing to remember is that Medigap plans “follow” Medicare.
What are the 6 things Medicare doesn't cover?
- Eye exams (for prescription eyeglasses)
- Long-term care.
- Cosmetic surgery.
- Massage therapy.
- Routine physical exams.
- Hearing aids and exams for fitting them.
Why is a plan G better than an advantage plan?
Medigap Plan G offers more comprehensive benefits than the Medicare Advantage plan and is more widely available. It also provides more freedom for enrollees. For example, a Medigap Plan G enrollee can visit a specialist without a referral.
What is the best medical insurance company for seniors?
AARP/UnitedHealthcare is the best company for Medigap plans in 2025. For most people, the best company for Medigap coverage is AARP/UnitedHealthcare.
What is the best supplemental health insurance for seniors?
- Best for extra plan benefits: Humana.
- Best for straightforward coverage: State Farm.
- Best for extensive medical care coverage: AARP by UnitedHealthcare.
- Best for a range of Medigap plans: Blue Cross Blue Shield.
What is the downside to Medicare Supplement plans?
There are a couple of cons to consider before choosing a Medigap plan: Premiums: Medigap premiums can be pricey. Coverage: Medicare Supplement plans don't cover everything, so you'd still have to pay out of pocket for things like dental care, vision care and long-term care.
What percent of seniors choose Medicare Supplement plans?
Key takeaways from the report included: The percentage of fee-for-service Medicare enrollees purchasing Medicare Supplement coverage grew from 35.4% to 41.4% between December 2017 and December 2022.
What is the best medicare plan that covers everything for seniors?
Original Medicare with Medigap likely offers the most comprehensive coverage, but it may also be the most costly. A person can consider their income and how much they are able to spend before choosing a Medicare plan. Original Medicare with Medigap also offers a lot of flexibility when choosing a doctor or specialist.
Why does AARP recommend UnitedHealthcare?
AARP does not necessarily argue that UnitedHealthcare is the right choice for every Medicare beneficiary, but it does proclaim it as a trusted healthcare partner and resource. Of course, there may be an additional reason other than UHCs good name. UnitedHealthcare pays AARP for the use of its name.
Is there a class action lawsuit against UnitedHealthcare?
UnitedHealth Group Inc has agreed to a $69 million settlement to resolve allegations that it breached fiduciary duties under the Employee Retirement Income Security Act of 1974 (ERISA). The class action lawsuit, which has been pending for over three years, involved the company's 401(k) savings plan.
What Medicare Supplement is the most popular?
There are 10 different types of Medigap policies (labeled A through N), each having a different, standardized set of benefits (Appendix Table 3). Plan G is the most popular Medigap policy, accounting for 39% of all policyholders, or nearly 5.3 million people, in 2023 (Figure 3).
Is there a Medicare plan that pays 100%?
Medicare Advantage Plan (Part C):
Deductibles, coinsurance, and copayments vary based on which plan you join. Plans also have a yearly limit on what you pay out-of-pocket. Once you pay the plan's limit, the plan pays 100% for covered health services for the rest of the year.
Why don't hospitals like Medicare Advantage?
Health systems have cited delayed reimbursements, cumbersome prior authorization requirements and high rates of patient claim denials for their decisions to drop Medicare Advantage plans.
Why is Humana dropping Medicare?
Rising medical costs and lower reimbursements from CMS led Humana and other insurers to plan market exits in 2025.
Why are seniors leaving Advantage plans?
Key takeaways: People leave Medicare Advantage plans because out-of-pocket costs vary between plans, network restrictions can cause frustration, prior authorization requests can delay care, and it can be difficult to use the additional benefits they provide.