Where can I use my HealthEquity debit card?

Asked by: Louie Marquardt  |  Last update: January 22, 2024
Score: 5/5 (36 votes)

Your card can be used everywhere Visa debit cards are accepted for qualified expenses that are allowable according to your plan details, such as the pharmacy counter or doctor's office.

Can I use my HealthEquity card for groceries?

No. Our card helps you stay in compliance with IRS rules and can be used at health-related merchants and vendors to pay for your eligible health expenses. Even if you accidentally try to use your HSA card for a tank of gas, or movie tickets, your HealthEquity debit card won't let you make that mistake.

Where can I use my HealthEquity HSA debit card?

Your HSA card will draw available funds directly from your HSA. Your card can be used everywhere Visa debit cards are accepted for qualified expenses. This card cannot be used at ATMs and you cannot get cash back, and cannot be used at gas stations, restaurants, or other establishments not health related.

Will my HSA debit card work anywhere?

Using Your HSA Funds

You can use it just like a regular debit card for transactions in-store, online, at the doctor, and at other medical merchants. Digital Wallet - Use your card through your preferred mobile wallet: Apple Pay®, Samsung Pay, or Google Pay™.

Can I use my HSA debit card for food?

No, you can't use your Flexible Spending Account (FSA) or Health Savings Account (HSA) for straight food purchases like meat, produce and dairy. But you can use them for some nutrition-related products and services.

HRA pays first with debit card

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Will my HSA card work at a gas station?

Fuel, gasoline for medical care reimbursement is eligible with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA).

Can you use your HSA debit card on Amazon?

Amazon has stepped up its game and is now accepting FSA and HSA cards as a payment method for eligible products. So, you can say goodbye to those last-minute trips to the store for medical supplies when you can have them conveniently delivered to your doorstep.

Can you use HSA debit card at ATM?

Can I use my HSA Bank Health Benefit Debit Card at an ATM? You can use your HSA card at an ATM to reimburse yourself for eligible expenses paid out-of-pocket. (A transaction fee may apply. See your HSA Bank Fee and Interest Rate Schedule.)

Can I use my HSA debit card at Walmart?

Does Walmart.com accept FSA or HSA cards? If you are looking to use your FSA or HSA card online or in-store on FSA-eligible product, you will likely have a hard time depending on your card issuer. That is because Walmart.com does not accept FSA or HSA cards at this time.

What happens if I use my HSA card for non-medical expenses?

Using HSA funds for non-medical expenses before age 65 can result in the loss of tax-exempt status, income tax obligations, and an additional 20% tax penalty. So, once an individual reaches age 65, they can utilize the funds for general non-medical purposes without penalties, although income taxes still apply.

Can you buy toilet paper with HSA?

Toiletries are not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA). What are toiletries?

What can I spend my HealthEquity on?

General
  • Prescriptions Rx
  • Doctor Fees.
  • Crutches.
  • Flu Shot.
  • Hearing Aids.
  • Motorized Wheelchair.
  • X-Rays.

Can I take money off my HealthEquity card?

anytime tax-free and without penalty as long as it is to pay for qualified medical expenses. If you take money out for other purposes, however, you will have to pay income taxes on the withdrawal plus a 20% penalty.

Can I use my HealthEquity card for anything?

Most providers will also accept the card over the phone, online or written-in on the statement for payment. In order for your card to work, you must have the balance available in your HSA; no overdraft is available. The card will not work at ATMs and will only work at appropriate medical facilities.

What is the limit on HealthEquity debit card?

All account cards have a $5,000 daily spending limit (subject to change based on transaction criteria). Cards cannot be used at an ATM. You can only spend what is available in your account; no overdraft is available.

Can I use my HealthEquity card at Target?

Does Target accept FSA or HSA cards in-store? According to Target's payment option help page, Target does accept FSA and HSA cards in-store if they are spent on FSA & HSA-eligible items.

Can I use my HSA card at Costco?

Costco accepts a limited number of cards at the main checkout lanes, but they'll let you pay for eligible items with your HSA/FSA card at the Pharmacy or Optical counters. So to use your FSA or HSA cards at Costco, just bypass the regular checkout lines and visit the Pharmacy or Optical department instead.

Can I use my HSA debit at Walgreens?

Yes, FSAs and HSAs can be used online and in stores.

Can you use HSA debit card at Walgreens?

Walgreens. Use your HSA or FSA card to purchase qualified products in store or online.

Do HSA debit cards have a PIN?

You can create or change a PIN online . Account owners can change the PIN on additional HSA debit cards but will not be allowed to change the PIN on another account owner's card. New and updated PINs can be used immediately after they have been successfully submitted. You can change your PIN once per day.

Can I transfer money from HSA to bank account?

Online Transfers – On HSA Bank's member website, you can reimburse yourself for out-of-pocket expenses by making a one-time or reoccurring online transfer from your HSA to your personal checking or savings account.

Can I use my HSA debit card for vitamins?

Prescriptions are not strictly required, but it's a good idea to get the recommendation in writing from the provider. Vitamins and supplements are not HSA-qualified if they are taken only to promote general well-being.

Can you use HSA for transportation?

You can use your FSA or HSA to pay for qualified travel costs associated with a dependent's care. Some common eligible travel expenses include: Rideshare apps, public transportation, taxis, trains, ferries, and rental cars. Tolls, if a toll route is the only way to get to the facility.

Can I use HSA for hotel?

Believe it or not, when you travel for surgery or medical treatment, HSA funds can help you get there. They can also cover hotel and meal expenses during your stay.

Can you pull cash out of HSA?

Yes. You can withdraw funds from your HSA anytime. But keep in mind that if you use HSA funds for any reason other than to pay for a qualified medical expense, those funds will be taxed as ordinary income, and the IRS will impose a 20% penalty.