Which medicare plan has the best dental coverage for seniors?
Asked by: Antonietta White | Last update: July 1, 2025Score: 4.7/5 (71 votes)
- Best for size of dental network: UnitedHealthcare Medicare Advantage.
- Best for comprehensive coverage: Cigna Medicare Advantage.
- Best for ratings: Aetna Medicare Advantage.
- Best for Part B Giveback: Humana Medicare Advantage.
What is the best dental plan for seniors on Medicare?
- Cigna - Best App.
- Mutual of Omaha - Best coverage without waiting periods.
- Aetna - Most Comprehensive Plans.
- Spirit Dental & Vision - Best Loyalty Program.
- Humana - Best Coverage.
Does UnitedHealthcare pay for dental implants for seniors?
It depends on your plan. A basic coverage plan (preventive care, simple fillings and extractions) typically won't cover implants. Some dental plans with coverage for major services will likely pay for a percentage of implant costs. You'll pay the rest out-of-pocket.
Is Aetna dental access worth it for seniors?
The Bottom Line
Aetna offers a range of policies for older adults seeking quality dental care coverage, from discount plans to PPO insurance. While insurance costs more, it may still be worth it if you need major work done that will cost less than or close to your maximum benefit.
Does AARP cover dental work?
Dental Coverage for You & Your Family
The AARP® Dental Insurance Plan, administered by Delta Dental Insurance Company, offers individual or family coverage for the most common dental procedures. Plans and pricing can be found on the Delta Dental website.
Dental Plans For Seniors | Medicare Dental Plans
Is it true that Medicare now pays for dental implants?
Key Takeaways. Original Medicare excludes dental implants, covering them only in rare cases tied to medical treatment, like cancer care or accident recovery. Medicare Advantage plans can include implant coverage, but availability and benefits differ, making it essential to compare plans carefully.
What is the best insurance to have for dental?
- Best Overall and Best for Braces, Implants, and Older Adults: Delta Dental.
- Best Overall Cost-to-Value: Physicians Mutual.
- Best for No Annual Maximum: MetLife.
- Best for No Waiting Period: Anthem Blue Cross Blue Shield.
- Best for Customer Satisfaction: DentaQuest.
Does AARP Medicare Supplement Plan G cover dental?
Plan G doesn't cover routine dental care. This means you'll either have to enroll in a stand-alone dental plan, pay for your dental visits out of pocket, or choose to enroll in a Medicare Advantage plan that may include your Part A, Part B, and additional benefits, such as dental care.
How can I fix my teeth if I don't have money?
- Nonprofit clinics. Some cities have dental clinics that specifically serve people with low incomes, no insurance, or who otherwise can't afford care.
- Donated services. Some state or national charities use donated labor and materials to give free care. ...
- Private dentists.
Do dentists give senior discounts?
Being a senior has its perks! Many dental offices extend complimentary senior discounts or a price reduction if you pay with cash.
Does Delta Dental PPO cover implants for seniors?
Does delta dental cover implants? Yes! As of 2023 with more than 20 million enrolled, Delta Dental is one of the largest benefit coverage systems of dental implants in the country and provides benefits in 16 states.
Which Medicare option sometimes pays for some dental care?
Under Medicare Part C, some Medicare Advantage (MA) plans may cover and pay for routine and other dental services as an added benefit.
Does Medicare pay for eye exams for seniors?
Routine eye care services, such as regular eye exams, are excluded from Medicare coverage. However, Medicare does cover certain eye care services if you have a chronic eye condition, such as cataracts or glaucoma.
Does Medicare cover root canals and crowns?
Original Medicare‡ Parts A and B do not cover dental care, except in certain circumstances. For example, if you're in the hospital for dental surgery, Part A will cover your inpatient costs. For other dental care, such as teeth cleanings and root canals, you will pay 100% of the cost.
Is Delta Dental a good insurance?
In addition to ranking best overall of the 17 companies we surveyed, Delta Dental also made our lists for: Best dental insurance provider for braces. Best dental insurance companies for implants. Best dental insurance for older adults.
What is the difference between a PPO and a HMO?
HMOs (health maintenance organizations) are typically cheaper than PPOs, but they tend to have smaller networks. You need to see your primary care physician before getting a referral to a specialist. PPOs (preferred provider organizations) are usually more expensive.
Does Aspen Dental take UnitedHealthcare insurance?
Aspen Dental accepts most major dental insurance providers, including Aetna, Cigna, Delta Dental, MetLife, United HealthCare and more.
Is it worth getting dental implants at 70 years old?
Dental implants are placed successfully in many older patients, even patients in their 90s in some cases. Age itself is not a limitation when considering implants. However, older patients may have health concerns which may need to be addressed before having implants placed.
Does the government pay for dental implants for seniors?
A Medicare Advantage plan (Part C) is your only option for getting dental implants covered by Medicare. Some Medicare Advantage plans provide dental benefits than can include coverage for dental implants.
Do dentists offer senior discounts?
Many dentists will explain that they give discounts to patients who pay in advance or to senior citizens. Giving senior citizens a “professional courtesy” is a nice thing to do, especially when seniors are, in many cases, living on fixed incomes and certainly in need of dental care to preserve their health.
Does Medicare Plan F cover dental?
Coverage Not Included in Plan F
You'll need to enroll in a stand-alone Part D prescription drug plan to get those benefits. Some other common services not included are routine dental care and treatment, vision exams and eyeglasses, and hearing exams and hearing aids.
What is not covered by dental insurance?
Common exclusions are aesthetic services such as teeth whitening and braces (orthodontics). The reason these services aren't covered is because they are more about your appearance than your health.