Which of the following are consumer benefits of ACA?

• Emergency services.
• Hospitalization (for surgeries and inpatient care)
• Laboratory services.
• Mental health and substance use disorder services (including behavioral health treatment such as counseling and psychotherapy)
• Outpatient care.

What are ACA excepted benefits?

These “excepted benefit” plans include the following insurance coverage: accident-only; disability income; liability supplement; general liability; automobile liability; workers' compensation; automobile medical payment; credit-only; on-site medical clinics; dental or vision; long-term care; nursing home care; ...

What are the benefits of the ACA Code of Ethics?

The ACA Code of Ethics is an important tool for ensuring that professional counselors provide ethical services to the public. It helps counselors to make ethical decisions and to protect the welfare of their clients.

Which is known to be a benefit of the Affordable Care Act?

Among other things, the ACA made it easier for many people to get coverage, removed annual and lifetime limits on essential health benefits and put in place requirements that individuals have medical coverage or pay a tax penalty.

Who is eligible for ACA benefits?

All full-time permanent, full-time nonpermanent and ongoing variable-hour, part-time and seasonal employees are eligible for benefits. If an employee is full-time or meets the 30-hour eligibility requirement, he should be offered benefits.

Who does not benefit from the Affordable Care Act?

Individuals with incomes exceeding 400 percent of the federal poverty level (FPL; $46,680 for an individual, $95,400 for a family of four) are ineligible for either Medicaid or Marketplace tax credits. This group represents 16 percent of the ineligible, uninsured population. 2.

What are the three main components of the Affordable Care Act?

What is the ACA threshold for benefits?

On September 6, 2024, the IRS issued Revenue Procedure 2024-35. It announced that the Affordable Care Act (ACA) affordability threshold is increased from 8.39% for 2024 to 9.02% for 2025.

What does the ACA mandate?

The individual mandate is a provision within the Affordable Care Act (ACA) that required individuals to purchase minimum essential coverage – or face a tax penalty – unless they were eligible for an exemption.

What groups benefit from the ACA?

The Affordable Care Act (ACA) has made new health insurance options available to uninsured individuals in low- and middle-income households, a group in which Blacks and Hispanics are overrepresented.

What is the coordination of benefits for ACA?

Coordination of benefits (COB) allows plans that provide health and/or prescription coverage for a person with Medicare to determine their respective payment responsibilities (i.e., determine which insurance plan has the primary payment responsibility and the extent to which the other plans will contribute when an ...

What is the main goal of the ACA?

The intent of the ACA is to reform how insurance and health systems work to ultimately improve health care access, quality, and individual and public cost. If successful, the ACA has the potential to improve individual health and, ultimately, population health.

What are ACA qualified health plans?

As defined in the Affordable Care Act (ACA), a QHP is an insurance plan that is certified by the Health Insurance Marketplace, provides essential health benefits (EHBs), follows established limits on cost sharing, and meets other requirements outlined within the application process.

What are ACA guidelines?

ACA compliance for individual and family coverage involves meeting the standards set by the Health Insurance Marketplace. Plans must cover essential health benefits, offer preventive services at no cost, and cannot deny coverage for pre-existing conditions.

Who is eligible for the ACA?

To be eligible to enroll in health coverage through the Marketplace, you must: Live in the United States (U.S). Be a U.S. citizen or national, or be lawfully present non-citizen in the U.S. Learn about eligible immigration statuses. Not be incarcerated.

What are the economic benefits of the ACA?

Lower long-term deficits due to the ACA will mean higher national saving, which will increase capital accumulation and reduce foreign borrowing, thereby making workers more productive and increasing national income and living standards over time. 4. Improving health and making workers more productive.

Which of the following is not a consumer protection component of the Affordable Care Act (ACA)?

Final answer: The correct answer is C. Lifetime and annual limits is not a consumer protection component of the Affordable Care Act (ACA).

What does ACA stand for?

The Affordable Care Act (ACA) is a comprehensive reform law, enacted in 2010, that increases health insurance coverage for the uninsured and implements reforms to the health insurance market.

What are the 5 values of the ACA code of ethics?

Honoring diversity and embracing a multicultural approach in support of the worth, dignity, potential, and uniqueness of people with their social and cultural contexts; Promoting social justice; Safeguarding the integrity of the counselors-client relationship; and. Practicing in a competent and ethical manner.