Which of the following is a key reform of the Affordable Care Act?
Asked by: Thalia Bergstrom II | Last update: January 6, 2026Score: 4.3/5 (39 votes)
What was the key part of the Affordable Care Act?
The law has 3 primary goals: Make affordable health insurance available to more people. The law provides consumers with subsidies (“premium tax credits”) that lower costs for households with incomes between 100% and 400% of the federal poverty level (FPL).
What type of reform was the Affordable Care Act?
The Affordable Care Act (ACA), signed into law by President Obama in March 2010, provides for comprehensive health reform in the United States. A major part of the ACA includes insurance reforms designed to make adequate and affordable health insurance accessible to nearly everyone.
Which of the following is one of the key elements of the Affordable Care Act?
Insurance companies have to spend at least 80% of your premium dollars on actual medical expenses, not overhead and profit.
What are the major goals of the Affordable Care Act?
- Make affordable health insurance available to more people. ...
- Expand Medicaid to cover all adults with income below 138% of the FPL. ...
- Support innovative medical care delivery methods designed to lower the costs of health care generally.
Obamacare Explained: Understanding the Affordable Care Act
What are two major benefits of the Affordable Care Act?
Among other things, the ACA made it easier for many people to get coverage, removed annual and lifetime limits on essential health benefits and put in place requirements that individuals have medical coverage or pay a tax penalty.
What was the healthcare reform?
The Affordable Care Act is the most important health care legislation enacted in the United States since the creation of Medicare and Medicaid in 1965. The law implemented comprehensive reforms designed to improve the accessibility, affordability, and quality of health care.
What is one requirement of Affordable Care Act?
One provision contained in the law is known as the “individual mandate” which requires that all Americans (regardless of age) be covered by health insurance (through a group or individual plan) or pay an annual financial penalty assessed by the Internal Revenue Service, unless waived under certain limited circumstances ...
Which of the following is not a goal of the Affordable Care Act?
Final answer: The Affordable Care Act does not aim to ensure a place to stay for the homeless. Its goals are to provide affordable health insurance, require all Americans to have health insurance, and lower healthcare costs.
What are 5 of the essential health benefits provided by the Affordable Care Act?
The 10 categories of benefits in an EHB package are: 1) ambulatory patient services, 2) emergency services, 3) hospitalization, 4) maternity and newborn care, 5) mental health and substance use disorder services, 6) prescription drugs, 7) rehabilitative and habilitative services and devices, 8) lab services, 9) ...
What was the Affordable Care Act quizlet?
-Expands eligibility for Medicaid at or below 138% of poverty in states. -Creates state health insurance exchanges where people can buy insurance individually instead of through government or employers. -Can't deny coverage for pre-existing conditions. -Allows parents to keep kids on insurance until 26 years old.
What is the Affordable Care Act exchange?
Another term for the Health Insurance Marketplace ®, a service available in every state that helps individuals, families, and small businesses shop for and enroll in affordable medical insurance. The Marketplace is accessible through websites, call centers, and in-person assistance.
What is the Affordable Care Act reform?
The Affordable Care Act (ACA) is a comprehensive reform law, enacted in 2010, that increases health insurance coverage for the uninsured and implements reforms to the health insurance market. This includes many provisions that are consistent with AMA policy and holds the potential for a better health care system.
What did the Affordable Care Act do to the economy?
Lower long-term deficits due to the ACA will mean higher national saving, which will increase capital accumulation and reduce foreign borrowing, thereby making workers more productive and increasing national income and living standards over time. 4. Improving health and making workers more productive.
In which three ways did the Affordable Care Act affect individuals?
The Affordable Care Act significantly impacted individuals by ensuring women were not charged more than men for health insurance (A), allowing access to insurance regardless of health status (B), and mandating that most individuals obtain health insurance (C). Therefore, the correct answers are A, B, and C.
What are the key features of the Affordable Care Act?
- Providing Access to Insurance for Uninsured Americans with Pre-Existing Conditions. ...
- Extending Coverage for Young Adults. ...
- Expanding Coverage for Early Retirees. ...
- Rebuilding the Primary Care Workforce. ...
- Holding Insurance Companies Accountable for Unreasonable Rate Hikes.
What does the Affordable Care Act not cover?
What Benefits Does the Affordable Care Act Not Cover? The Affordable Care Act does leave two forms of insurance for adults out of its provisions — vision insurance and dental coverage. Although both of these services are considered essential benefits for children under the ACA, they are not included for adults.
What was one major purpose behind the Affordable Care Act?
The intent of the ACA is to reform how insurance and health systems work to ultimately improve health care access, quality, and individual and public cost.
What is one requirement of the Affordable Care Act answers?
The Affordable Care Act (ACA) requires most Americans to have qualifying health insurance called "minimum essential coverage." Under the ACA's individual shared responsibility provision (also known as the "individual mandate"), most Americans must maintain minimum essential coverage.
What is a key feature of major medical plans compared to ACA plans?
Accessibility: Major medical plans are generally more accessible, even for individuals with pre-existing medical conditions. This inclusivity is especially important under the Affordable Care Act (ACA), which prohibits denial of coverage based on pre-existing conditions.
What is considered affordable under the Affordable Care Act?
In 2025, a job-based health plan is considered "affordable" if your share of the monthly premium in the lowest-cost plan offered by the employer is less than 9.02% of your household income.
Which of the following is a key provision of the Affordable Care Act?
Its key provisions include having the insurers cover preventive services, requiring the insurers to cover young adults under their parent's plan until the age of 26, individuals with preexisting conditions are not denied coverage, prescriptions medications are covered, and the annual and lifetime benefits have no limit ...
What is reform care?
Care reforms aim to transform the child protection and care system from one orientation to another, in pursuit of an approach to care and protection that better meets the needs of children and their families and is in accordance with their rights.