Which state has the highest uninsured rate in the United States?

Asked by: Alejandra Wunsch  |  Last update: September 24, 2025
Score: 4.1/5 (27 votes)

Texas is the uninsured capital of the United States. More than 4.3 million Texans - including 623,000 children - lack health insurance. Texas' uninsurance rates, 1.75 times the national average, create significant problems in the financing and delivery of health care to all Texans.

Which state has the highest rate of uninsured?

Texas is home to the country's largest share of Americans under 65 without health insurance, according to new Census Bureau data, with 18.8% of residents uninsured as of 2022.

Who is most likely to uninsured in the US?

Who is uninsured: Most uninsured people are in low-income families and have at least one worker in the family. Reflecting the more limited availability of public coverage in some states, adults ages 19-64 are more likely to be uninsured than children.

Which state has one of the lowest rates of insurance coverage?

Maine, New Hampshire and Vermont have the cheapest car insurance rates in the country. These states don't have big populations or large cities, which typically have more traffic and higher accident and auto theft rates.

Which group has the lowest uninsured rates in the US?

The uninsured rate for Americans age 65 and older slightly decreased by 0.2 percentage points between 2022 and 2023, but it remains the lowest of any age group as 93.8 percent of such individuals were covered by Medicare in 2023.

Income, Poverty and Health Insurance Coverage in the United States: 2020 News Conference

28 related questions found

What is the healthiest race in America?

Whites are usually taken as the standard against which other groups are compared, but they are not necessarily in the best health. Hispanics appear to be healthier than whites on a number of measures, though not all. Asians are generally in better health than any other group (Hummer et al., 2004).

What race uses Medicaid the most?

A larger share of Medicaid and CHIP enrollees are Hispanic and non- Hispanic Black than the U.S. population, and a smaller share are non-Hispanic White. Sources: 2020 T-MSIS Analytic Files Annual Demographic and Eligibility File, Release 1; 2020 Race/Ethnicity Imputation Companion File; 2019 American Community Survey.

What state has the worst insurance rates?

Oklahoma, Kansas, Nebraska, Florida, and Colorado are the most expensive states for homeowners insurance. Oklahoma has the highest average cost of homeowners insurance in the U.S. at $5,858 per year.

Which state has the best healthcare?

  • Hawaii. #1 in Health Care. #34 in Best States Overall. ...
  • Massachusetts. #2 in Health Care. #10 in Best States Overall. ...
  • Connecticut. #3 in Health Care. #20 in Best States Overall. ...
  • New Jersey. #4 in Health Care. ...
  • Rhode Island. #5 in Health Care. ...
  • California. #6 in Health Care. ...
  • Maryland. #7 in Health Care. ...
  • New York. #8 in Health Care.

What state has the most drivers without insurance?

Key takeaways
  • Minimum levels of auto insurance coverage are required in 49 states and the District of Columbia before someone can legally drive a vehicle.
  • The uninsured motorist population has increased by 1.2% to roughly 28 million drivers.
  • Mississippi has the highest uninsured motorist rate at 29.4%.

What race is the most uninsured?

Uninsured rates are higher among Latino, American Indian and Alaska Native (AIAN), Black, and Native Hawaiian and Pacific Islander (NHPI) people than among Asian, white, and multiracial people.

What happens in America if you can't afford healthcare?

Americans are no longer taxed for not carrying health insurance. Medical debt contributes to a large number of bankruptcies in America. Access to quality primary care is critical, but doctors have the right to refuse patients without insurance or who are able to pay out-of-pocket expenses.

Which states opted out of Medicaid expansion?

The Affordable Care Act, also known as Obamacare, was enacted in 2010, but 10 states have not expanded Medicaid, the federal-state program that provides health care for low-income people. They are Alabama, Florida, Georgia, Kansas, Mississippi, South Carolina, Tennessee, Texas, Wisconsin and Wyoming.

Which group is most likely to be uninsured in the US?

Age. Three-quarters of the uninsured are adults (ages 18–64 years), while one-quarter of the uninsured are children. Compared with other age groups, young adults are the most likely to go without coverage.

How many people can't afford healthcare in the US?

Overall, 16.9% of Americans report at least 1 financial barrier. Among those with private insurance, the poor (28.4%), near poor (24.3%), and those with functional impairments (22.9%) were more likely to report avoiding care due to cost.

Who pays for uninsured patients?

Hospitals do get help with the unpaid bills – from taxpayers. The majority of hospitals are non-profits and are exempt from federal, state and local taxes if they provide a community benefit, such as charitable care. Hospitals also receive federal funding to offset some of the costs of treating the poor.

What state is #1 in quality of life?

Overall, the study ranked Massachusetts as the best place to live in the U.S. thanks in part to the state's education and health, (where it ranked first in the country), and their quality of life, (where it ranked sixth). Other states that rounded out the top five were Florida, New Jersey, Utah and New Hampshire.

What state ranks lowest in healthcare?

Minnesota is the best state for healthcare when it comes to affordability and quality and Mississippi is the worst, according to WalletHub's 2024 ranking published July 29.

What is the #1 healthiest state in the US?

Hawaii ranks as the healthiest state with a final score of 79.4. It has the lowest PM2. 5 Annual Average Concentration and a relatively low obesity rate.

What state has the best insurance for seniors?

The Best States for Senior Healthcare
  1. Montana – Overall Grade: A+ (100) ...
  2. North Dakota – Overall Grade: A+ (98.3) ...
  3. South Dakota – Overall Grade: A (92.9) ...
  4. Minnesota – Overall Grade: A (92.6) ...
  5. 5. California – Overall Grade: A (92.3)

What are the 5 most uninsured states?

(Figure 1). Five states with uninsured rates of 12% or more (Florida, Georgia, Oklahoma, Texas and Wyoming) had not expanded Medicaid eligibility. Between 2019 and 2021, the share of uninsured people fell 0.5 percentage points.

In what states is it hard to get homeowners insurance?

Finding affordable home insurance has become especially difficult in states like Florida and California. In fact, some homeowners there are scrambling to qualify for coverage at all. Although these two states arguably have it the worst, that doesn't mean homeowners in other parts of the country have it easy.

What race has the least access to healthcare?

Large disparities in health care access between white people and members of most other racial and ethnic groups are apparent across states. Hispanic people have the highest uninsured rates and cost-related problems in getting care.

Who is the largest payer of Medicaid?

Medicaid is the largest single payer of maternity care in the U.S., covering more than 40% of U.S. births and playing a critical role in ensuring healthy moms and babies. Medicaid accounts for 75% of public family planning dollars, every $1 of which saves Medicaid $7.09.

What is the percent of white population in the US?

White Americans constitute the majority of the 332 million people living in the United States, with 71% of the population in the 2020 United States census, including 61.6% who identified as 'white alone.'