Why did I receive a WellCare card?

Asked by: Dr. Ronny Wiegand  |  Last update: November 17, 2025
Score: 4.4/5 (44 votes)

The WellCare flex card, called the WellCare Spendables card, is a pre-loaded debit card that you can use on health items and covered services. It's a benefit that comes with certain WellCare Medicare Advantage plans.

Why did I get a Wellcare card?

Your Wellcare Spendables card is a pre-loaded debit card that you can use to pay for eligible products and services. Your card comes with a monthly or quarterly dollar amount to help you pay for some out-of-pocket expenses. The type of items and services your card covers depends on your health plan.

How did I get signed up for Wellcare?

Enroll at Medicare.gov: Medicare beneficiaries may also enroll in Wellcare through the CMS Medicare Online Enrollment Center located at Medicare.gov. Contact a licensed Medicare Sales Broker: They will be able to walk you through different plans and help you select the one that is best for you.

What does Wellcare pay for?

The private insurance company WellCare Health Plans, Inc. offers two kinds of Medicare plans. One type of plan, Medicare Advantage, is an alternative to Original Medicare and includes hospitalization, medical, and prescription drug coverage. Advantage plans also frequently offer extra benefits such as dental.

What can I buy with a Wellcare spendable card?

You may use the Wellcare Spendables™ Card OTC dollars to purchase everyday items like bandages, pain relievers, cold remedies, toothpaste and much more. You have flexibility of purchasing items at a participating retail location or ordering online.

Getting Started: Welcome to Wellcare

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Can you buy groceries with a Wellcare Flex card?

There's a network of 55,000 retailers nationwide that will accept the Spendables debit card including CVS, Publix, Kroger, Walgreens, Walmart, H-Mart, and other major pharmacy, convenience, and grocery stores.

What is Wellcare debit card used for?

Members will receive a pre-loaded allowance on a Visa debit card that they may use towards their over-the-counter (OTC) benefit on health products at over 55,000 participating retailers such as Walmart, CVS, Kroger, Publix, and more.

Can I use my Wellcare spendables card for gas?

Gas Pay-at-the-Pump Transactions

By following a few simple guidelines your members will enjoy a seamless experience when using their SpendablesTM card to purchase fuel. Members must pay for gas at the pump, instead of inside the gas station at the register. Not all gas stations accept the Wellcare SpendablesTM card.

Does Wellcare help with utilities?

Wellcare Spendables® provides a preloaded card to use towards the purchase of healthy food, over-the-counter items, assistance with utilities and more.

Can I use my Wellcare card at Walmart?

Or you can use them to: Shop at Walmart for everyday items.

Are you automatically enrolled in Wellcare?

Automatic Enrollment

If you collect Social Security or Railroad Retirement Board benefits, you'll be automatically enrolled, and your coverage will begin the first day of the month you turn 65. You should receive a Medicare card in the mail up to three months before your coverage starts.

Is Wellcare a form of Medicaid?

Wellcare is the Medicare brand for Centene Corporation, an HMO, PPO, PFFS, PDP plan with a Medicare contract and is an approved Part D Sponsor. Our D-SNP plans have a contract with the state Medicaid program. Enrollment in our plans depends on contract renewal.

Is Wellcare a government program?

Wellcare is a wholly owned subsidiary of Centene Corporation, a leading healthcare enterprise committed to transforming the health of the community, one person at a time.

Can you buy food with a Wellcare OTC card?

Use your Wellcare SpendablesTM card on over-the-counter (OTC) items & Healthy Food items, such as pain relief medicine, toothpaste, cough drops, fresh fruit, veggies, and more.

What are Wellcare rewards?

We're excited to offer our members the My Wellcare Rewards Program — a program that pays you for your healthy choices. The way it works is simple: complete an eligible activity and get rewarded with a gift card.

What is a Wellcare check?

Insurance companies and Medicare have defined a well-care visit as a visit for preventive care. These recommendations apply to healthy people without disease or physical symptoms. If tests or services beyond the scope of a well-care visit are provided, then additional charges will be incurred for those services.

Who is WellCare associated with?

Centene offers Medicare plans under the singular national brand Wellcare.

Does WellCare pay for gas?

As a trusted partner in your patients' care, we encourage you to educate your D-SNP patients about the benefits available in 2024 through the VBID program. These benefits include assistance with paying for utilities, rent, healthy food, and gasoline at the pump.

What is Wellcare debit card?

Wellcare Medicare Advantage plans are designed to be practical, affordable, and easy to use. That's why we offer Medicare Advantage plans with the Wellcare Spendables® debit card to use on health items and services you need. These funds vary based on the Wellcare plan you choose.

Can I buy gas with my OTC card?

Use your OTC Plus card to pay for non-prescription drugs, health-related items, exercise equipment and activity trackers, healthy foods, and home utilities such as gas, oil, electric, water, and internet service. Save at your neighborhood pharmacy, farmers' markets, online, and other participating retailers.

Who qualifies for the Flex card?

To get a Medicare flex card, you must be eligible to enroll in a Medicare Advantage Plan that offers a flex card as a benefit. To be eligible for a Medicare Advantage plan, you must qualify for Original Medicare Parts A and B. This means you must be 65+ years of age or have a qualifying disability.

Can I use my health pays card for gas?

No, the rewards cannot be used to purchase gasoline. How do I use my My Health Pays® card? when you activated the card. You cannot use your card as a credit card, to get cash back or at an ATM.

What can I buy with my Wellcare Visa card?

What Can I Purchase with the WellCare Visa Flex Card?
  • Over-the-counter (OTC) Products: You can purchase various OTC items, including allergy, flu, and cold medication and remedies.
  • Healthy Food: Some plans offer a healthy food benefit, allowing you to buy nutritious groceries at participating stores or online.

Can I use my Wellcare Flex card on Amazon?

Yes. Amazon does separate FSA and HSA eligible items and payment within a single order. If you have ineligible items in your cart or choose to have your eligible items gift-wrapped, you can choose to add another payment method and Amazon will charge the correct amount to each card or payment method.