Why does UnitedHealthcare provide participants with an Apple Watch free of charge?

Asked by: Anjali Toy  |  Last update: August 26, 2025
Score: 4.6/5 (59 votes)

The program is part of UnitedHealthcare's broader effort to provide people with wearables, digital resources and financial incentives that help them take charge of their health, better manage chronic conditions and make care more affordable.

Can I get a free Apple Watch with United Healthcare?

As you participate in the UnitedHealthcare Motion® program and meet your daily walking goals, our Walk-It-Off payment option1 puts your earned rewards toward the cost of your Apple Watch. Apple Watch is a registered trademark of Apple, Inc. The FIT logo is a trademark of Qualcomm Life, Inc.

How to get the Apple Watch for free?

To avail this, you need to purchase the watch on EMI through your card and walk 15,000 steps daily for a year. By completing this challenge, you will earn points that will automatically pay off your EMI, effectively getting you the watch for free.

Are smart watches covered by insurance?

Smartwatch insurance generally covers accidental damage and theft, including the following: Liquid damage, from spills or liquid submersion. Physical damage, such as a cracked screen, from drops or other accidents. Power surges due to lightning.

Does Medicare Advantage cover Apple Watch?

Medicare via Devoted Health

Devoted Health was the first private medicare provider to launch a Medicare Advantage plan for Apple Watch. While customers won't be able to get an Apple Watch entirely for free, Devoted Health will reimburse $150 off in most cases.

UnitedHealth offers free Apple Watch to customers who reach activity goals

21 related questions found

Does Medicare pay for smart watches for seniors?

Does Medicare cover health tracking or monitoring devices? If you're a Medicare beneficiary, Original Medicare (Part A and Part B) does not cover medical alert systems. However, some private Medicare Advantage (Part C) plans might provide medical alert (emergency response) systems for certain health-related issues.

How to win a free Apple Watch?

HDFC Ergo and Zopper have launched "India Gets Moving," incentivizing fitness with Apple Watches. Participants who walk 15,000 steps daily for a year receive a full refund on their watch purchase from select Apple Premium Resellers.

Will United Healthcare pay for a Fitbit?

If you are in a UnitedHealthcare Medicare Advantage plan, you may be eligible to receive a Fitbit Charge 5, Inspire 2 or Luxe device at no cost and connect socially by joining an online Fitbit Community for Renew Active program.

Are Apple watches covered under insurance?

AppleCare+ for Apple Watch extends your coverage1 and includes unlimited incidents of accidental damage protection. Each incident is subject to a $69 service fee plus applicable tax for Apple Watch and Apple Watch Nike, and $79 service fee plus applicable tax for Apple Watch Ultra and Apple Watch Hermès.

Do all smartwatches have a monthly fee?

Most smartwatches don't need data plans unless they're standalone smartwatches with cellular connectivity capabilities. Even then, a data plan isn't necessarily required for you to use the smartwatch. Smartwatches use Bluetooth and Wi-Fi connection from your phone.

Is there a monthly fee for an Apple Watch?

No, you do not have to pay a monthly charge to use your watch. As long as you have your paired iPhone with you, you can answer and make calls from your watch, send messages, etc., without paying the $10 monthly fee. You only have to pay if you want to use your watch as a phone, independently of your iPhone.

Can I use an Apple Watch without an iPhone?

Use Apple Watch without your iPhone nearby

Apple Watch has a built-in GPS that allows you to get more accurate distance and speed information during an outdoor workout without your paired iPhone.

Does UnitedHealthcare cover Apple Fitness?

UnitedHealthcare to Offer Millions of Members Year-Long Access to Apple Fitness+ at No Additional Cost. Share: Starting Nov. 1, UnitedHealthcare fully insured members in most states will be eligible to sign up for Apple Fitness+ and get a 12-month subscription at no additional cost.

Is there any way to get a free Apple Watch?

Insurance Provider Offers

Health insurance companies often give out free or cheap Apple Watches. Aetna has a program called Attain by Aetna. Members can earn an Apple Watch by doing healthy activities. UnitedHealthcare lets people earn rewards to pay for an Apple Watch.

What are the $300 UHC rewards?

To get in on Earn It Off, go to UHC Rewards in the UnitedHealthcare® app and select Redeem rewards. Then you'll be ready to: With UnitedHealthcare Rewards, you can earn up to $300 for reaching program goals and completing one-time reward activities.

Can an Apple Watch be a medical expense?

“The new Apple Watch Series 4 was approved by the FDA as an electrocardiogram or ECG. Does this mean someone can purchase the new Apple Watch and those funds count as a medical expense?” The answer is no.

What does AppleCare+ cover for Apple Watch?

AppleCare+ is an insurance policy covering the risk of damage to your Apple Watch, iPad, iPhone, iPod or Apple- or Beats-branded headphones and the need for technical assistance. AppleCare+ does not provide coverage for failure due to defects in design and/or materials and/or workmanship.

How do I find out if I have insurance on my Apple Watch?

Check Your Apple Watch Warranty Online With Serial Number
  1. Navigate to Apple's Check Coverage center.
  2. Enter your device's serial number, fill in the Captcha, and select Continue.
  3. You'll see your device's full warranty information. From this screen, select Set up a Repair if you need to get your Apple Watch fixed.

What fitness trackers work with UnitedHealthcare?

Use Fitbit Charge 2, Fitbit Charge 3, Fitbit Charge 4, Fitbit Inspire HR, or Fitbit Inspire 2 to reach your daily goals for the UnitedHealthcare Motion program. If you installed the FIT UHC app on your Fitbit device, open it to see your progress toward your three daily goals.

What stores can I use my UnitedHealthcare U card?

Where can I use my UCard? You can shop at over 55,000 participating stores in the S3 network. The S3 retail network is an exclusive retail network that allows you to shop with your UCard at Walmart, Walgreens and CVS, or at neighborhood stores near you.

How to get a free Fitbit for seniors?

Fitbit is currently working with several health plans in the Medicare Advantage realm, including UnitedHealthcare, Humana, and Senior Care Action Network. Fitbit has also been included in wellness kits supporting senior health that have been distributed to Medicare recipients by some health plans.

How to claim a free Apple Watch?

Stay Active And Walk Every Day

Walk 12 km Daily: To earn rewards and get your Apple Watch for free, you need to walk 12 kilometers (about 15,000 steps) every day. This is the most important part of the process.

How do I find my Apple Watch for free?

Sign in at iCloud.com or use the Find My app to find your watch on a map. If your watch is nearby, you can tap Play Sound to help you find it. Your watch rings until you tap Dismiss. If you can't find your watch on the map, then it might not be connected to Wi-Fi, cellular, or your paired iPhone.

Does Apple give you money for Apple watches?

Trade in your Apple Watch at Apple Trade In/GiveBack

With Trade In/GiveBack, you'll get credit in the form of an Apple Store gift card to put toward any future Apple purchase — iPad, iPhone, whatever you want.