Will HSA pay for cough medicine?
Asked by: Dell Christiansen Sr. | Last update: October 21, 2025Score: 4.7/5 (66 votes)
Can I use my HSA card for cough medicine?
Your HSA can help you cover qualified emergency, dental, vision, and family medical expenses. The CARES Act has expanded the list of HSA-eligible items to include over-the-counter (OTC) purchases such as allergy, cough, and cold medications.
Can I use HSA for cold sore medicine?
You can also use your health savings account (HSA) to purchase cold sore cream like Abreva® without a prescription.
Can you use an HSA to pay for medications?
Along with prescription drugs, your HSA covers eligible medical expenses as defined by the IRS, including: medical care. vision and dental care expenses, plus hearing aids.
Are DayQuil and NyQuil HSA-eligible?
DayQuil HBP helps relieve cold & flu symptoms, including cough due to minor throat and bronchial irritation, sore throat, headache, minor aches and pains, and fever. Specially formulated for people with high blood pressure. Take your health to the next level with HSA eligible Cold & Flu products.
New rules regarding HSAs & FSAs
Can I use my HSA card for mucinex?
For example: Let's say you were experiencing nasal congestion. You would not have been able to use your HSA money to cover an OTC medication such as Mucinex. Instead, you would have had to dip into your earnings or savings to cover the expense. Health savings account (HSA) vs.
Is gym membership HSA-eligible?
Gym memberships. While some companies and private insurers may offer discounts on gym memberships, you generally can't use your FSA or HSA account to pay for gym or health club memberships. An exception to that rule would be if your doctor deems fitness medically necessary for your recovery or treatment.
Are cough drops HSA-eligible?
Cough drops are eligible for reimbursement with flexible spending accounts (FSA), health savings accounts (HSA), and health reimbursement accounts (HRA). They are not eligible for reimbursement with dependent care flexible spending accounts and limited-purpose flexible spending accounts (LPFSA).
Is the Apple Watch HSA-eligible?
Even though Fitbits and Apple Watches measure important health data, they currently do not qualify for HSA reimbursement, as they are considered for general health use and not intended to treat or manage a specific medical condition.
What OTC meds are covered by HSA?
- Cold, cough, and flu medicine.
- Heartburn medications.
- Pain relievers and anti-inflammatory medications.
- Allergy and sinus medicine.
- Digestive aids and laxatives.
- Baby rash ointments and creams.
- Baby electrolytes.
- Sleep aids.
Can I buy deodorant with HSA?
Deodorant reimbursement is not eligible with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).
Are tampons HSA-eligible?
With the passage of the CARES Act in March 2020, tampons and other menstrual care products are now fully FSA-/HSA-eligible. According to the text of the bill, menstrual care products include, “tampon, pad, liner, cup, sponge, or similar product used by individuals with respect to menstruation…”
Can I buy decongestant with HSA?
Decongestants are over-the-counter (OTC) medicines eligible for reimbursement through a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA).
Can I buy a toothbrush with HSA?
Unfortunately, most products for oral health care are not currently eligible medical expenses for FSA and HSA spending.
Can I use HSA for Vicks?
Vapor rub is eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), or a health reimbursement arrangement (HRA). Vapor rub is not eligible with a dependent care flexible spending account (DCFSA) or a limited-purpose flexible spending account (LPFSA).
Can I buy shampoo with HSA?
Over-the-counter toiletries or personal hygiene items which may include, but are not limited to shampoo, toothpaste, conditioners, hand creams, deodorant, shaving cream, razors, dental floss, body powders, hair gels/sprays, make-up, nail polish accessories, soap, mouthwash, etc., are not reimbursable.
Can I buy Gatorade with HSA?
You can grab a pack of ORS using your HSA or FSA funds without a prescription. However, rehydration sports drinks (think Gatorade) and electrolyte solutions containing additional additives (such as caffeine, immunity boosters, or the like) are not eligible.
Can you pay for Peloton with HSA?
The partnership will make it easier for qualified US-based Peloton customers to use pre-tax Health Savings Account (HSA)/Flexible Spending Account (FSA) dollars to purchase applicable Peloton products, saving customers up to 40% off their purchase.
Can you buy gym supplements with HSA?
Generally, you can't use your HSA to pay for expenses that don't meaningfully promote the proper function of the body or prevent or treat illness or disease. Nutritional supplements and weight loss programs not prescribed by a physician are examples of expenses that would not be covered by your HSA.
Can I buy cough syrup with HSA?
Can I use my HSA card for cold medicine? Yes, you can use your HSA card to purchase OTC cold medicine like Robitussin Cough Congestion, Maximum Strength Extended Release Tablets and more.
Is mucinex an HSA?
Mucinex FSA/HSA Eligible Cough, Cold, & Flu in FSA/HSA Eligible Cold and Sinus - Walmart.com.
Is ChapStick HSA-eligible?
You can use your health savings account (HSA) to purchase OTC products including ChapStick® without a prescription.
Can HSA pay for massage?
Your HSA can pay for massage therapy, though you'll likely need a letter of medical necessity (LMN) from your doctor. An LMN states what condition the treatment is for, how many sessions you need, and any other relevant details. An HSA may also be used on alternative or holistic treatments, such as: Massage therapy.
Can you use HSA at Planet fitness?
In most cases, gym memberships are not considered eligible medical expenses by the IRS. This means you typically cannot use your HSA funds to pay for a gym membership directly. You might need to explore getting an LMN from your doctor.
Can I use HSA for glasses?
Yes! You can definitely use funds from your flexible spending account (FSA) or health savings account (HSA) to purchase prescription glasses. (FSAs and HSAs can be used for many other vision- and eye health-related expenses, too, but we'll discuss that more in a bit.)