Health Insurance

Questions about health plans, premiums, deductibles, copays, networks, the ACA marketplace, COBRA, and dental and vision insurance.

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• Why did the ACA co op program fail lessons for the health reform debate?
• Do you pay out-of-pocket after deductible?
• Do most employers offer a HDHP?
• Is a HDHP better than a traditional plan?
• Can I use COBRA to delay Medicare?
• What is the largest source of healthcare coverage?
• Can you go on COBRA twice?
• How often are deductibles applied to an health insurance policy?
• Does the IRS require a letter of medical necessity?
• Do copay cards apply to deductible?
• What does a 700 dollar deductible mean?
• What are the two cob reimbursement methods?
• What is a $40 copay?
• Why is my COBRA insurance so expensive?
• Does COBRA cover the same benefits?
• What are two pros and two cons to managed care within healthcare?
• What is the impact of eliminating the individual mandate penalty?
• When did the COBRA subsidy end?
• How does divorce affect insurance?
• Which is one advantage of private insurance offered by most employers?
• What is Kaiser EPO?
• Is the deductible part of the coverage limit?
• Does depression affect insurance?
• In which 3 ways did the Affordable Care Act affect individuals?
• Can you have two different health insurance at the same time?
• How much do you pay if you have not met your deductible?
• Who qualifies for Covered California 2023?
• Can I cancel insurance if I get a new job?
• Is 80% coverage good?
• Did Obamacare require everyone to acquire healthcare?
• What does a 5 deductible mean?
• Can you get Covered California with no income?
• Is a $500 deductible better than a $1000 deductible?
• Is Kaiser considered a PPO?
• How many Americans actually have health insurance?
• What is a deductible typically not applied to in most dental plans?
• What is the biggest difference between HMO EPO PPO and POS healthcare plans?
• Can a patient have a copay and coinsurance at the same time?
• What does copay amount mean?
• What is pre-existing look back period?
• Do you get penalized for not having health insurance Oregon?
• Are deductibles paid out-of-pocket?
• How do I report COBRA payments on my taxes?
• Can my ex remove me from health insurance?
• What are the major provisions of the Affordable Care Act of 2010 in the United States?
• Does ARPA extend COBRA?
• What does Covered California include?
• Is Covered California part of Obama care?
• Why are drugs excluded from a formulary?
• Can a doctor write their own letter of medical necessity?